Compare · head to head
American Express Business Checking vs American Express Business Checking
Side by side on the numbers that decide it. The Money 8020 Score already weighs these — this is the receipts.
Money 8020 pick AE American Express Business Checking American Express National Bank 94/100 | AE American Express Business Checking American Express National Bank 94/100 | |
|---|---|---|
| Tier | Essential | Essential |
| APY | 1.30% | 1.30% |
| Monthly fee | $0 | $0 |
| Minimum to open | $0 | $0 |
| Sign-up bonus | 30,000 Membership Rewards points | 30,000 Membership Rewards points |
| Annual fee | — | — |
| Best for | Small-business owners who want a no-fee business checking account | Small-business owners who want a no-fee business checking account |
| View profile | View profile |
Which should you choose: the American Express Business Checking or the American Express Business Checking?
The American Express Business Checking and the American Express Business Checking score evenly at 94/100 in our ranking, so the better choice comes down to fit. Lean to the American Express Business Checking if small-business owners who want a no-fee business checking account; otherwise the American Express Business Checking is the safer default.
FAQ
American Express Business Checking vs American Express Business Checking: FAQ
Is the American Express Business Checking or the American Express Business Checking better?
The two score evenly at 94/100 in our ranking, so the right pick depends on your situation — the American Express Business Checking fits if small-business owners who want a no-fee business checking account, otherwise the American Express Business Checking is a safe default.