Who's behind the ratings
Our editorial team
Every Money 8020 review is written by a named category specialist and fact-checked by a second reviewer. No anonymous content, no AI-generated filler — real people accountable for every number.
MR
Marcus Reed
Credit Cards & Borrowing Editor
11 years reviewing cards and consumer loans; certified credit counselor
MC
Maya Chen
Banking & Savings Editor
Former retail-banking product lead; 9 years covering deposit accounts
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Priya Nair
Investing Editor & Reviewer
CFP®; former financial advisor and portfolio analyst