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How we rate
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How we rate
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Directory
The directory
Every product, ranked.
All 181 products we score, ordered by the Money 8020 Score.
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banking
credit
borrowing
investing
01
JC
Chase Freedom Flex®
◆ Partner data
Earns 1%–5% cash back with no annual fee, plus a $200 sign-up bonus offer.
Essential
Cash-back cards
100
/100
→
02
JC
Chase Freedom Unlimited®
◆ Partner data
Earns 1.5%–5% cash back with no annual fee, plus a $200 sign-up bonus offer.
Essential
Cash-back cards
100
/100
→
03
AE
Blue Cash Everyday® Card from American Express
◆ Partner data
Earns 1%–3% cash back with no annual fee, plus a $200 sign-up bonus offer.
Essential
Cash-back cards
99
/100
→
04
BS
Bread Savings CD
◆ Partner data
A 4.00% 1-year APY from Bread Savings, sourced from our data partnership.
Essential
CDs
99
/100
→
05
C
Citi Double Cash® Card
◆ Partner data
Earns 2% cash back with no annual fee, plus a $200 sign-up bonus offer.
Essential
Cash-back cards
99
/100
→
06
D
Discover it® Cash Back
◆ Partner data
Earns 1%–5% cash back with no annual fee, plus a $200 sign-up bonus offer.
Essential
Cash-back cards
99
/100
→
07
F
Fidelity Go®
◆ Partner data
A 0%–0.35% management fee with no account minimum, sourced from our data partnership.
Essential
Robo-advisors
99
/100
→
08
MB
Marcus by Goldman Sachs High-Yield CD
◆ Partner data
A 3.90% 1-year APY from Marcus by Goldman Sachs, sourced from our data partnership.
Essential
CDs
99
/100
→
09
CO
Capital One 360 Checking
◆ Partner data
0.10% APY checking account from Capital One, sourced from our data partnership.
Essential
Checking
97
/100
→
10
FI
Fidelity
✓ Verified
$0 commissions on US stocks, ETFs, and options, with no account minimum.
Essential
Brokerages
97
/100
→
11
FI
Fidelity HSA
✓ Verified
A no-fee health savings account you can invest with $0 commissions and a 3.37% cash yield.
Essential
HSAs
97
/100
→
12
TV
Vanguard Digital Advisor
◆ Partner data
A about 0.15% management fee with a $100 account minimum, sourced from our data partnership.
Essential
Robo-advisors
97
/100
→
13
AE
Blue Cash Preferred® Card from American Express
◆ Partner data
Earns 1%–6% cash back with a $0 intro annual fee the first year, then $95 annual fee, plus a $300 sign-up bonus offer.
Essential
Cash-back cards
96
/100
→
14
AE
American Express Rewards Checking
◆ Partner data
1.00% APY checking account from American Express National Bank, sourced from our data partnership.
Essential
Checking
96
/100
→
15
CS
Charles Schwab
✓ Verified
$0 online stock and ETF trades, $0.65 per options contract, with no account minimum.
Essential
Brokerages
96
/100
→
16
C(
Chime® Checking Account
◆ Partner data
A no-fee checking account with early direct deposit and a sign-up bonus, via our data partnership.
Essential
Checking
96
/100
→
17
D
Discover it® Student Cash Back
◆ Partner data
1%-5% rewards with no annual fee.
Essential
Student cards
96
/100
→
18
FI
Fidelity Government Money Market Fund (SPAXX)
◆ Partner data
A 3.43% 7-day yield government money market fund, per the issuer.
Essential
Money market funds
96
/100
→
19
IB
Interactive Brokers IBKR Lite
◆ Partner data
$0 stock and ETF commissions with no account minimum, sourced from our data partnership.
Essential
Brokerages
96
/100
→
20
L
Lively HSA
◆ Partner data
A no-fee individual HSA with Schwab self-directed investing.
Essential
HSAs
96
/100
→
21
MB
Marcus by Goldman Sachs Online Savings
✓ Verified
A 3.50% APY with no fees and no minimum, backed by Goldman Sachs Bank USA.
Essential
High-yield savings
96
/100
→
22
TV
Vanguard Cash Reserves Federal Money Market Fund (VMRXX)
◆ Partner data
A 3.60% 7-day yield government money market fund, per the issuer.
Essential
Money market funds
96
/100
→
23
V
Vanguard Federal Money Market Fund (VMFXX)
✓ Verified
A 3.56% 7-day SEC yield with a rock-bottom 0.11% expense ratio — Vanguard's default cash fund.
Essential
Money market funds
96
/100
→
24
ZB
Zynlo Money Market Account
◆ Partner data
A 3.90% APY money market account from Zynlo Bank, sourced from our data partnership.
Essential
Money market
96
/100
→
25
AE
American Express Business Checking
◆ Partner data
1.30% business checking from American Express National Bank, sourced from our data partnership.
Essential
Business checking
94
/100
→
26
B
Betterment
✓ Verified
A 0.25% annual management fee with no account minimum — automated investing for hands-off savers.
Essential
Robo-advisors
94
/100
→
27
B
Betterment Cash Reserve
◆ Partner data
A 3.25% APY cash account from Betterment, sourced from our data partnership.
Essential
Cash management
94
/100
→
28
BS
Bread Savings High-Yield Savings
✓ Verified
A 4.15% APY with no monthly fee and a low $100 to open, from an FDIC-insured bank.
Essential
High-yield savings
94
/100
→
29
CO
Capital One 360 1-Year CD
✓ Verified
A 3.90% APY on a 12-month CD with no minimum deposit, from Capital One, N.A.
Essential
CDs
94
/100
→
30
CO
Capital One Platinum Secured
✓ Verified
A no-annual-fee secured card with a refundable deposit as low as $49 and a path to upgrade.
Essential
Secured cards
94
/100
→
31
CO
Capital One Quicksilver Secured Cash Rewards
◆ Partner data
1.5%-5% rewards with no annual fee.
Essential
Secured cards
94
/100
→
32
CO
Capital One Savor Student Cash Rewards
◆ Partner data
1%-8% rewards with no annual fee — $50.
Essential
Student cards
94
/100
→
33
MS
E*TRADE
◆ Partner data
$0 stock and ETF commissions with no account minimum, sourced from our data partnership.
Essential
Brokerages
94
/100
→
34
JC
Ink Business Cash® Credit Card
◆ Partner data
Earns 1%–5% cash back with no annual fee, plus a $750 sign-up bonus offer.
Essential
Cash-back cards
94
/100
→
35
NB
nbkc Everything Account
◆ Partner data
1.75% APY checking account from nbkc bank, sourced from our data partnership.
Essential
Checking
94
/100
→
36
P
Pibank Savings
✓ Verified
A flat 4.40% APY with no fees and no minimum, from an FDIC-insured Florida bank.
Essential
High-yield savings
94
/100
→
37
PB
Poppy Bank High Yield Savings
◆ Partner data
4.00% APY high-yield savings account from Poppy Bank, sourced from our data partnership.
Essential
High-yield savings
94
/100
→
38
R
Robinhood
◆ Partner data
$0 stock and ETF commissions with no account minimum, sourced from our data partnership.
Essential
Brokerages
94
/100
→
39
UB
U.S. Bank Shield™ Visa® Card
◆ Partner data
4% rewards with no annual fee.
Essential
Balance transfer
94
/100
→
40
TV
Vanguard Treasury Money Market Fund (VUSXX)
◆ Partner data
A 3.60% 7-day yield treasury money market fund, per the issuer.
Essential
Money market funds
94
/100
→
41
VU
Veterans United Home Loans
◆ Partner data
Veterans United mortgage review — strengths, fit, and how to compare.
Essential
Mortgages
94
/100
→
42
VB
Vio Bank High Yield Online Savings
◆ Partner data
A 4.03% APY at Vio Bank, sourced from our data partnership.
Essential
High-yield savings
94
/100
→
43
WF
Wells Fargo Active Cash
✓ Verified
A flat 2% cash rewards on everything, no annual fee, a $200 bonus, and 12 months at 0% intro APR.
Essential
Cash-back cards
94
/100
→
44
AB
Axos ONE® Savings
◆ Partner data
4.21% APY high-yield savings account from Axos Bank, sourced from our data partnership.
Essential
High-yield savings
93
/100
→
45
BO
BankAmericard
✓ Verified
0% intro APR for 21 billing cycles on purchases and balance transfers, with no annual fee.
Essential
Balance transfer
93
/100
→
46
B
Bluevine Business Checking
✓ Verified
Business checking with no monthly fee, no minimum, 1.3% APY, and FDIC coverage up to $3M.
Essential
Business checking
93
/100
→
47
CO
Capital One Quicksilver Cash Rewards
✓ Verified
Flat 1.5% cash back on everything, no annual fee, plus a $200 bonus and 15 months at 0% intro APR.
Essential
Cash-back cards
93
/100
→
48
CB
CFG Bank High-Yield Money Market
◆ Partner data
A 3.80% APY money market account from CFG Bank, sourced from our data partnership.
Essential
Money market
93
/100
→
49
C
Citi® Diamond Preferred® Card
◆ Partner data
No annual fee with 0% intro APR on balance transfers for 21 months and on purchases for 12 months.
Essential
Balance transfer
93
/100
→
50
CF
Climate First Bank High Yield Savings
◆ Partner data
4.01% APY high-yield savings account from Climate First Bank, sourced from our data partnership.
Essential
High-yield savings
93
/100
→
51
EN
EverBank Performance Savings
◆ Partner data
A 3.90% APY at EverBank, N.A., sourced from our data partnership.
Essential
High-yield savings
93
/100
→
52
FB
Forbright Bank Growth Savings
◆ Partner data
A 3.85% APY at Forbright Bank, sourced from our data partnership.
Essential
High-yield savings
93
/100
→
53
F(
Found Small Business Banking
◆ Partner data
2.00% business checking from Found, sourced from our data partnership.
Essential
Business checking
93
/100
→
54
PC
PenFed Auto Loan
◆ Partner data
Auto loans from 4.09% APR, sourced from our data partnership.
Essential
Auto loans
93
/100
→
55
QB
Quontic Money Market
✓ Verified
A 3.80% APY money market with a debit card and check-writing, from an FDIC-insured bank.
Essential
Money market
93
/100
→
56
RM
Rocket Mortgage
◆ Partner data
Rocket Mortgage mortgage review — strengths, fit, and how to compare.
Essential
Mortgages
93
/100
→
57
SM
Sallie Mae 18-Month CD
✓ Verified
A 4.00% APY on an 18-month CD, one of the strongest CD rates we've verified.
Essential
CDs
93
/100
→
58
SB
SoFi Checking and Savings
✓ Verified
A combined checking and savings account with no account, overdraft, or monthly fees.
Essential
Checking
93
/100
→
59
W
Wealthfront Cash Account
✓ Verified
A 3.30% base APY with no account fees and FDIC coverage up to $8M through program banks.
Essential
Cash management
93
/100
→
60
WF
Wells Fargo Reflect® Card
◆ Partner data
No annual fee with 0% intro APR on purchases and qualifying balance transfers for 21 months.
Essential
Balance transfer
93
/100
→
61
MS
E*TRADE Certificate of Deposit
◆ Partner data
A 4.10% 1-year APY from Morgan Stanley Private Bank, N.A., sourced from our data partnership.
Essential
CDs
92
/100
→
62
SB
SoFi Personal Loan
✓ Verified
A fixed-rate personal loan with no required fees and amounts from $5,000 to $100,000.
Essential
Personal loans
92
/100
→
63
C
Citi Strata Premier® Card
◆ Partner data
1x-10x rewards with a $95 annual fee — 60,000 bonus points.
Essential
Travel cards
90
/100
→
64
TB
TAB Bank CD
◆ Partner data
A 4.00% 1-year APY from TAB Bank, sourced from our data partnership.
Essential
CDs
90
/100
→
65
AE
American Express® Gold Card
◆ Partner data
4x rewards with a $325 annual fee — up to 100,000 Membership Rewards points.
Essential
Travel cards
89
/100
→
66
JC
Chase Sapphire Reserve®
◆ Partner data
1x-8x rewards with a $795 annual fee — 75,000 bonus points.
Essential
Travel cards
89
/100
→
67
AE
The Platinum Card® from American Express
◆ Partner data
5x rewards with a $895 annual fee — up to 175,000 Membership Rewards points.
Essential
Travel cards
89
/100
→
68
CO
Capital One Venture Rewards
✓ Verified
2X miles on everything, 5X on travel booked through Capital One, and a 75,000-mile bonus.
Essential
Travel cards
89
/100
→
69
JC
IHG One Rewards Premier Credit Card
◆ Partner data
3x-26x rewards with a $99 annual fee — up to 185,000 bonus points.
Essential
Travel cards
89
/100
→
70
JC
World of Hyatt Credit Card
◆ Partner data
1x-9x rewards with a $95 annual fee — up to 60,000 bonus points.
Essential
Travel cards
89
/100
→
71
AE
Hilton Honors American Express Surpass® Card
◆ Partner data
3x-12x rewards with a $0 intro the first year, then $150 annual fee — up to 130,000 bonus points.
Essential
Travel cards
87
/100
→
72
JC
Prime Visa
◆ Partner data
Earns 1%–5% cash back with no annual fee.
Strong
Cash-back cards
86
/100
→
73
ZB
Zynlo More Spending Account
◆ Partner data
2.00% APY checking account from Zynlo Bank, sourced from our data partnership.
Strong
Checking
86
/100
→
74
GS
Apple Card
◆ Partner data
Earns 1%–3% cash back with no annual fee.
Strong
Cash-back cards
85
/100
→
75
AB
Axos Bank Rewards Checking
◆ Partner data
1.00% APY checking account from Axos Bank, sourced from our data partnership.
Strong
Checking
85
/100
→
76
BB
Barclays Tiered Savings Account
◆ Partner data
A 3.65% APY at Barclays Bank Delaware, sourced from our data partnership.
Strong
High-yield savings
85
/100
→
77
BB
Bask Bank Interest Checking
◆ Partner data
1.00% APY checking account from Bask Bank, sourced from our data partnership.
Strong
Checking
85
/100
→
78
BB
Bask Interest Savings Account
◆ Partner data
A 3.75% APY at Bask Bank, sourced from our data partnership.
Strong
High-yield savings
85
/100
→
79
CO
Capital One 360 Performance Savings
✓ Verified
A 3.10% APY with no fees and no minimum, plus branch and Café access from Capital One.
Strong
High-yield savings
85
/100
→
80
CO
Capital One Quicksilver Student Cash Rewards
◆ Partner data
1.5%-5% rewards with no annual fee — $50.
Strong
Student cards
85
/100
→
81
CB
CIT Bank Platinum Savings
◆ Partner data
A 3.75% APY at CIT Bank, sourced from our data partnership.
Strong
High-yield savings
85
/100
→
82
D
Discover it® Student Chrome
◆ Partner data
Up to 2% gas & restaurant rewards with no annual fee.
Strong
Student cards
85
/100
→
83
EN
EverBank Performance Money Market
◆ Partner data
A 3.75% APY money market account from EverBank, N.A., sourced from our data partnership.
Strong
Money market
85
/100
→
84
FI
Fidelity Money Market Fund (SPRXX)
◆ Partner data
A 3.48% 7-day yield prime money market fund, per the issuer.
Strong
Money market funds
85
/100
→
85
GB
Grasshopper Innovator Business Checking
◆ Partner data
1.35% business checking from Grasshopper Bank, N.A., sourced from our data partnership.
Strong
Business checking
85
/100
→
86
OB
Openbank High Yield Savings
◆ Partner data
4.00% APY high-yield savings account from Openbank by Santander, sourced from our data partnership.
Strong
High-yield savings
85
/100
→
87
PB
Popular Direct CD
◆ Partner data
A 4.11% 1-year APY from Popular Bank, sourced from our data partnership.
Strong
CDs
85
/100
→
88
CS
Schwab Prime Advantage Money Fund (SWVXX)
✓ Verified
A 3.47% 7-day yield with no minimum investment — Schwab's flagship prime money fund.
Strong
Money market funds
85
/100
→
89
SB
Synchrony Premier World Mastercard®
◆ Partner data
Earns 2% cash back with no annual fee.
Strong
Cash-back cards
85
/100
→
90
TV
Vanguard Cash Plus Account
◆ Partner data
A 3.10% APY cash account from The Vanguard Group, sourced from our data partnership.
Strong
Cash management
85
/100
→
91
VB
Vio Bank Cornerstone Money Market
◆ Partner data
A 3.60% APY money market account from Vio Bank, sourced from our data partnership.
Strong
Money market
85
/100
→
92
W
Wealthfront
✓ Verified
A flat 0.25% advisory fee and a $500 minimum, with strong automated tax-loss harvesting.
Strong
Robo-advisors
85
/100
→
93
W
Webull
◆ Partner data
$0 stock and ETF commissions with no account minimum, sourced from our data partnership.
Strong
Brokerages
85
/100
→
94
A(
Abe Private Student Loan
◆ Partner data
An estimated 2.54%–17.02% APR from Abe, sourced from our data partnership.
Strong
Student loans
84
/100
→
95
AE
American Express High Yield Savings
✓ Verified
A 3.10% APY with no monthly fee and no minimum, from American Express National Bank.
Strong
High-yield savings
84
/100
→
96
A
Ascent Credit-Based Student Loan
◆ Partner data
An estimated 2.69%–16.56% APR from Ascent, sourced from our data partnership.
Strong
Student loans
84
/100
→
97
A
Ascent Non-Cosigned Student Loan
◆ Partner data
An estimated 13.09%–15.26% APR from Ascent, sourced from our data partnership.
Strong
Student loans
84
/100
→
98
A
Ascent Parent Loan
◆ Partner data
An estimated 5.25%–15.51% APR from Ascent, sourced from our data partnership.
Strong
Student loans
84
/100
→
99
BE
Best Egg Personal Loan
◆ Partner data
An estimated 5.99%–35.99% APR from Best Egg, sourced from our data partnership.
Strong
Personal loans
84
/100
→
100
CO
Capital One Savor Cash Rewards
✓ Verified
3% cash back on dining, entertainment, and groceries with no annual fee, plus a $200 bonus.
Strong
Cash-back cards
84
/100
→
101
C
Carvana Auto Loan
◆ Partner data
An estimated 6.99%–27.99% APR from Carvana, sourced from our data partnership.
Strong
Auto loans
84
/100
→
102
C
Citi Personal Loan
◆ Partner data
An estimated 9.99%–17.49% APR from Citibank, sourced from our data partnership.
Strong
Personal loans
84
/100
→
103
CB
Citizens Private Student Loan
◆ Partner data
An estimated 3.24%–15.49% APR from Citizens Bank, sourced from our data partnership.
Strong
Student loans
84
/100
→
104
CA
College Ave Graduate Student Loan
◆ Partner data
An estimated 2.59%–15.99% APR from College Ave, sourced from our data partnership.
Strong
Student loans
84
/100
→
105
CC
Consumers Credit Union Auto Loan
◆ Partner data
An estimated 4.74%–15.99% APR from Consumers Credit Union, sourced from our data partnership.
Strong
Auto loans
84
/100
→
106
CF
Custom Choice Student Loan
◆ Partner data
An estimated 3.35%–17.17% APR from Cognition Financial, sourced from our data partnership.
Strong
Student loans
84
/100
→
107
D
Discover Personal Loan
◆ Partner data
An estimated 7.99%–24.99% APR from Discover, sourced from our data partnership.
Strong
Personal loans
84
/100
→
108
E
Earnest Parent Loan
◆ Partner data
An estimated 2.79%–16.49% APR from Earnest, sourced from our data partnership.
Strong
Student loans
84
/100
→
109
FT
Fifth Third Momentum® Checking
◆ Partner data
A no-fee checking account from Fifth Third Bank, plus a $350 sign-up bonus for qualifying new customers.
Strong
Checking
84
/100
→
110
FU
Funding U Private Student Loan
◆ Partner data
An estimated 7.95%–12.49% APR from Funding U, sourced from our data partnership.
Strong
Student loans
84
/100
→
111
LB
LendingClub LevelUp Savings
✓ Verified
A 4.00% APY when you deposit $250+ a month, with no minimum to open and no monthly fee.
Strong
High-yield savings
84
/100
→
112
L(
LightStream Auto Loan
◆ Partner data
An estimated 6.99%–15.74% APR from LightStream, sourced from our data partnership.
Strong
Auto loans
84
/100
→
113
L(
LightStream Personal Loan
◆ Partner data
An estimated 6.49%–24.89% APR from LightStream, sourced from our data partnership.
Strong
Personal loans
84
/100
→
114
MF
MPOWER Private Student Loan
◆ Partner data
An estimated 10.24%–15.24% APR from MPOWER Financing, sourced from our data partnership.
Strong
Student loans
84
/100
→
115
M
myAutoloan Auto Loan
◆ Partner data
An estimated 5.98%–29.90% APR from myAutoloan, sourced from our data partnership.
Strong
Auto loans
84
/100
→
116
NB
nbkc Business Account
◆ Partner data
No-fee business checking from nbkc bank, sourced from our data partnership.
Strong
Business checking
84
/100
→
117
PB
Popular Direct Select Savings
◆ Partner data
A 3.90% APY at Popular Bank, sourced from our data partnership.
Strong
High-yield savings
84
/100
→
118
RI
RISLA Private Student Loan
◆ Partner data
An estimated 2.99%–8.74% APR from Rhode Island Student Loan Authority, sourced from our data partnership.
Strong
Student loans
84
/100
→
119
R
Robinhood Gold Cash Sweep
◆ Partner data
A 3.35% APY cash account from Robinhood, sourced from our data partnership.
Strong
Cash management
84
/100
→
120
SM
Sallie Mae Graduate Student Loan
◆ Partner data
An estimated 2.89%–14.99% APR from Sallie Mae, sourced from our data partnership.
Strong
Student loans
84
/100
→
121
SM
Sallie Mae SmartyPig Savings
◆ Partner data
A 3.85% APY at Sallie Mae Bank, sourced from our data partnership.
Strong
High-yield savings
84
/100
→
122
S
SoFi Active Investing
◆ Partner data
$0 stock and ETF commissions with no account minimum, sourced from our data partnership.
Strong
Brokerages
84
/100
→
123
S
SoFi Personal Loan
◆ Partner data
An estimated 7.74%–35.49% APR from SoFi, sourced from our data partnership.
Strong
Personal loans
84
/100
→
124
S
SoFi Robo Investing
◆ Partner data
A 0.25% management fee with a $50 account minimum, sourced from our data partnership.
Strong
Robo-advisors
84
/100
→
125
S
SoFi Undergraduate Student Loan
◆ Partner data
An estimated 2.98%–15.99% APR from SoFi, sourced from our data partnership.
Strong
Student loans
84
/100
→
126
VN
Valley Bank High-Yield Savings
◆ Partner data
A 3.95% APY from Valley National Bank, sourced from our data partnership.
Strong
High-yield savings
84
/100
→
127
VB
Varo Savings Account
◆ Partner data
Up to a 5.00% APY from Varo Bank, N.A., sourced from our data partnership.
Strong
High-yield savings
84
/100
→
128
BO
Bank of America® Travel Rewards for Students
◆ Partner data
1.5x-3x rewards with no annual fee — 25,000 bonus points.
Strong
Student cards
82
/100
→
129
B
Better Mortgage
◆ Partner data
Better mortgage review — strengths, fit, and how to compare.
Strong
Mortgages
82
/100
→
130
CO
Capital One VentureOne Rewards Credit Card
◆ Partner data
1.25x-5x rewards with no annual fee — 40,000 bonus miles.
Strong
Travel cards
82
/100
→
131
JC
Chase Freedom Rise®
◆ Partner data
1.5% rewards with no annual fee — $25.
Strong
Student cards
82
/100
→
132
C
Citi Strata℠ Card
◆ Partner data
1x-5x rewards with no annual fee — 20,000 bonus points.
Strong
Travel cards
82
/100
→
133
MS
E*TRADE Premium Savings
◆ Partner data
A 3.35% APY from Morgan Stanley Private Bank, N.A., sourced from our data partnership.
Strong
High-yield savings
82
/100
→
134
E
Empower Personal Cash
◆ Partner data
A 3.00% APY cash account from Empower, sourced from our data partnership.
Strong
Cash management
82
/100
→
135
FI
Fidelity Cash Management Account
✓ Verified
A no-fee cash account with ATM fee reimbursement and FDIC coverage up to $4M via program banks.
Strong
Cash management
82
/100
→
136
AE
Hilton Honors American Express Card
◆ Partner data
3x-7x rewards with no annual fee — up to 100,000 bonus points plus a $100 statement credit.
Strong
Travel cards
82
/100
→
137
NB
Newtek Bank 6-Month CD
◆ Partner data
A 4.00% APY on a 6-month term from Newtek Bank, N.A., sourced from our data partnership.
Strong
CDs
82
/100
→
138
SB
PayPal Cashback Mastercard®
◆ Partner data
Earns 1.5%–3% cash back with no annual fee.
Strong
Cash-back cards
82
/100
→
139
PH
Public
◆ Partner data
$0 stock and ETF commissions with no account minimum, sourced from our data partnership.
Strong
Brokerages
82
/100
→
140
QB
Quontic High Yield Savings
✓ Verified
A no-monthly-fee online savings account from an FDIC-insured New York bank, with a low $100 to open.
Strong
High-yield savings
82
/100
→
141
R
Rate (formerly Guaranteed Rate)
◆ Partner data
Rate mortgage review — strengths, fit, and how to compare.
Strong
Mortgages
82
/100
→
142
SM
Sallie Mae Money Market
✓ Verified
A 3.50% APY money market with no minimum, no monthly fee, and check-writing.
Strong
Money market
82
/100
→
143
TB
Secured Chime® Credit Builder Visa® Credit Card
◆ Partner data
No annual fee with a strong intro offer.
Strong
Secured cards
82
/100
→
144
SB
Synchrony High Yield Savings
✓ Verified
A 3.40% APY with no minimum, no monthly fee, and an optional ATM card.
Strong
High-yield savings
82
/100
→
145
UB
U.S. Bank Business Essentials
◆ Partner data
No-fee business checking from U.S. Bank, N.A., sourced from our data partnership.
Strong
Business checking
82
/100
→
146
WA
Western Alliance Bank High-Yield Savings
◆ Partner data
A 3.80% APY at Western Alliance Bank, sourced from our data partnership.
Strong
High-yield savings
82
/100
→
147
ZB
Zynlo Tomorrow Savings
◆ Partner data
A 3.85% APY from Zynlo Bank, sourced from our data partnership.
Strong
High-yield savings
82
/100
→
148
WF
Wells Fargo Autograph Journey℠ Card
◆ Partner data
1x-5x rewards with a $95 annual fee — 60,000 bonus points.
Strong
Travel cards
81
/100
→
149
BO
Bank of America Auto Loan
◆ Partner data
Auto loans from 5.29% APR, sourced from our data partnership.
Strong
Auto loans
81
/100
→
150
BO
Bank of America® Customized Cash Rewards
◆ Partner data
Earns 1%–6% cash back with no annual fee, plus a $200 sign-up bonus offer.
Strong
Cash-back cards
81
/100
→
151
JC
Chase Mortgage
◆ Partner data
JPMorgan Chase mortgage review — strengths, fit, and how to compare.
Strong
Mortgages
81
/100
→
152
C
Citi Simplicity® Card
◆ Partner data
No annual fee with 0% intro APR on purchases and balance transfers for 18 months.
Strong
Balance transfer
81
/100
→
153
D
Discover it® Chrome
◆ Partner data
1%-2% rewards with no annual fee.
Strong
Balance transfer
81
/100
→
154
H
HealthEquity HSA
◆ Partner data
A large employer-focused HSA custodian with strong service.
Strong
HSAs
81
/100
→
155
IB
Ivy Bank High-Yield Savings
◆ Partner data
A 3.85% APY from Ivy Bank, sourced from our data partnership.
Strong
High-yield savings
81
/100
→
156
OB
OMB Bank 3-Month CD
◆ Partner data
A 4.05% APY on a 3-month term from OMB Bank, sourced from our data partnership.
Strong
CDs
81
/100
→
157
SF
Salem Five Direct eOne Savings
◆ Partner data
3.51% APY high-yield savings account from Salem Five Direct, sourced from our data partnership.
Strong
High-yield savings
81
/100
→
158
CS
Schwab Intelligent Portfolios
✓ Verified
No advisory fee, but a $5,000 minimum and a required cash allocation.
Strong
Robo-advisors
81
/100
→
159
TB
TAB Bank High-Yield Savings
◆ Partner data
A 3.61% APY from TAB Bank, sourced from our data partnership.
Strong
High-yield savings
81
/100
→
160
UD
UFB Direct Savings
◆ Partner data
3.26% APY high-yield savings account from UFB Direct, sourced from our data partnership.
Strong
High-yield savings
81
/100
→
161
JC
Aeroplan® Credit Card
◆ Partner data
1x-3x rewards with a $95 annual fee — 75,000 bonus points.
Strong
Travel cards
80
/100
→
162
C
American Airlines AAdvantage® MileUp® Card
◆ Partner data
1x-2x rewards with no annual fee — 15,000 bonus miles.
Strong
Travel cards
79
/100
→
163
JC
Chase Slate Edge®
◆ Partner data
No annual fee with 0% intro APR on purchases and balance transfers for 21 months.
Strong
Balance transfer
79
/100
→
164
DF
DCU Visa® Platinum Secured Credit Card
◆ Partner data
No annual fee with a strong intro offer.
Strong
Secured cards
79
/100
→
165
HB
HSA Bank
◆ Partner data
A long-running HSA custodian with Schwab self-directed investing.
Strong
HSAs
79
/100
→
166
PB
PNC Mortgage
◆ Partner data
PNC Bank mortgage review — strengths, fit, and how to compare.
Strong
Mortgages
79
/100
→
167
CO
Capital One Venture X Business
◆ Partner data
2x-10x rewards with a $395 annual fee — 150,000 bonus miles.
Strong
Travel cards
78
/100
→
168
PC
PenFed Pathfinder® Rewards Visa Signature® Card
◆ Partner data
1.5x-4x rewards with a $95 annual fee — 50,000 bonus points.
Strong
Travel cards
78
/100
→
169
WF
Choice Privileges® Mastercard®
◆ Partner data
1x-5x rewards with no annual fee — 40,000 bonus points.
Strong
Travel cards
78
/100
→
170
C
Citi Strata Elite℠ Card
◆ Partner data
1.5x-12x rewards with a $595 annual fee — 75,000 bonus points.
Strong
Travel cards
77
/100
→
171
AE
Delta SkyMiles® Gold American Express Card
◆ Partner data
1x-2x rewards with a $0 intro the first year, then $150 annual fee — up to 80,000 bonus miles.
Strong
Travel cards
77
/100
→
172
AE
Delta SkyMiles® Reserve American Express Card
◆ Partner data
1x-3x rewards with a $650 annual fee — up to 100,000 bonus miles.
Strong
Travel cards
77
/100
→
173
AE
Hilton Honors American Express Business Card
◆ Partner data
3x-12x rewards with a $0 intro the first year, then $195 annual fee — up to 130,000 bonus points.
Strong
Travel cards
77
/100
→
174
BO
Atmos™ Rewards Ascent Visa Signature® Card
◆ Partner data
1x-3x rewards with a $95 annual fee — 50,000 bonus points plus a companion fare.
Strong
Travel cards
77
/100
→
175
B
JetBlue Plus Card
◆ Partner data
1x-6x rewards with a $99 annual fee — 60,000 bonus points.
Strong
Travel cards
77
/100
→
176
OB
Optum Bank HSA
◆ Partner data
A widely offered employer HSA with a $2,000 investing threshold.
Strong
HSAs
77
/100
→
177
C
Citi® / AAdvantage® Globe™ Mastercard®
◆ Partner data
1x-6x rewards with a $350 annual fee — 90,000 bonus miles.
Strong
Travel cards
75
/100
→
178
JC
Southwest Rapid Rewards® Priority Credit Card
◆ Partner data
1x-4x rewards with a $229 annual fee — 90,000 bonus points.
Strong
Travel cards
75
/100
→
179
BO
Bank of America HSA
◆ Partner data
A bank-backed HSA with Merrill investing above $1,000.
Strong
HSAs
75
/100
→
180
CB
OpenSky® Secured Visa® Credit Card
◆ Partner data
A $35 annual fee with a strong intro offer.
Strong
Secured cards
74
/100
→
181
LB
Self Visa® Secured Credit Card
◆ Partner data
A $25 annual fee with a strong intro offer.
Strong
Secured cards
74
/100
→