Fidelity Go®
Fidelity Go® charges no advisory fee on smaller balances and 0.35% per year above the threshold, using Fidelity Flex funds with no expense ratios. The fee and minimum come from NerdWallet, our verified data partner with direct provider relationships — a low-cost, hands-off way to invest in a diversified portfolio.
Is the Fidelity Go® worth it?
Fidelity Go® charges no advisory fee on smaller balances and 0.35% per year above the threshold, using Fidelity Flex funds with no expense ratios. We source the fee and minimum from NerdWallet, our verified data partner with direct provider relationships. These figures carry our ◆ Partner data label — we did not pull them from the provider ourselves.
A robo-advisor builds and rebalances a diversified portfolio for you, which suits hands-off investors. The honest caveats: the fee and terms are partner-supplied and can change, and unlike a bank deposit, invested money is not FDIC-insured and can lose value. Confirm current pricing on the provider’s own site. This is not investment advice.
How does a robo-advisor work?
A robo-advisor builds and automatically rebalances a diversified portfolio of low-cost funds based on your goals and risk tolerance. You pay an annual management fee, quoted as a percentage of your balance. Investments are not FDIC-insured and can lose value.
What are the pros and cons of the Fidelity Go®?
The Fidelity Go® stands out for 0%–0.35% management fee (no advisory fee on smaller balances), though fee and terms are partner-supplied — not fetched from the provider ourselves.
- 0%–0.35% management fee (no advisory fee on smaller balances)
- No account minimum
- Fee and terms supplied by our verified data partner
- Fee and terms are partner-supplied — not fetched from the provider ourselves
- Investments are not FDIC-insured and can lose value
- Less control than managing your own portfolio
Who should get the Fidelity Go®?
The Fidelity Go® is best for hands-off investors who want automated portfolio management.
- Hands-off investors who want automated portfolio management
- Beginners who want a low minimum to start
- Anyone comparing robo-advisor fees
How does the Fidelity Go® compare?
Among the 6 robo-advisors we track, the Fidelity Go® ranks #1 with a money8020 score of 99/100.
| Product | Score | Tier | Provider |
|---|---|---|---|
| Fidelity Go® | 99 | Essential | Fidelity |
| Vanguard Digital Advisor | 97 | Essential | The Vanguard Group |
| Betterment | 94 | Essential | Betterment |
| Wealthfront | 85 | Strong | Wealthfront |
| SoFi Robo Investing | 84 | Strong | SoFi |
See all robo-advisors, ranked →
Common mistakes to avoid with a robo-advisor
- Reacting to market dips by pulling out — the strategy depends on staying invested.
- Overlooking fund expense ratios that stack on top of the management fee.
- Expecting FDIC protection — investments can lose value.
- Picking on fee alone without checking tax-loss harvesting and planning features.
Key takeaways
- Fidelity Go® earns a money8020 score of 99/100, ranking #1 of 6 robo-advisors.
- 0%–0.35% management fee (no advisory fee on smaller balances)
- undefined.
- Best for hands-off investors who want automated portfolio management.
- Rate and terms sourced from our verified data partner, NerdWallet.
Frequently asked questions about the Fidelity Go®
What does Fidelity Go® charge?
Per NerdWallet, our data partner, Fidelity Go® charges no advisory fee on smaller balances and 0.35% per year above the threshold, using Fidelity Flex funds with no expense ratios. Fees and terms can change — confirm current pricing on the provider's site. This is not investment advice.
Is Fidelity Go® a good fit for beginners?
With no account minimum, it is accessible to new investors who want a managed portfolio. Investments can lose value; this is not investment advice.
Is money in the Fidelity Go® insured?
Investments are not FDIC-insured and can lose value. Brokerage assets are typically SIPC-protected if the firm fails, but SIPC does not cover investment losses.
Can I lose money with the Fidelity Go®?
Yes. A robo-advisor invests in market securities, so your balance rises and falls with the markets. It suits goals where you can stay invested through ups and downs.
Sources
We sourced these figures from our verified data partner and independently confirmed the provider’s regulator status, last checked May 30, 2026. Primary sources: