PN
Investing Editor & Reviewer

Priya Nair

CFP®; former financial advisor and portfolio analyst

Priya is a CERTIFIED FINANCIAL PLANNER™ who spent years building portfolios for real households before moving into financial journalism. She reviews brokerages, robo-advisors, and retirement accounts with a planner's eye — fees compound, defaults matter, and the "best" platform is the one you will actually stick with. She also serves as Money 8020's accuracy reviewer for mortgages and investing content.

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What Priya covers

brokeragesrobo advisorsmortgages

Reviews by Priya (17)

Betterment
Betterment
A 0.25% annual management fee with no account minimum — automated investing for hands-off savers.
Charles Schwab
Charles Schwab
$0 online stock and ETF trades, $0.65 per options contract, with no account minimum.
Fidelity Investments
Fidelity HSA
A no-fee health savings account you can invest with $0 commissions and a 3.37% cash yield.
Fidelity Investments
Fidelity
$0 commissions on US stocks, ETFs, and options, with no account minimum.
Charles Schwab
Schwab Intelligent Portfolios
No advisory fee, but a $5,000 minimum and a required cash allocation.
Charles Schwab
Schwab Prime Advantage Money Fund (SWVXX)
A 3.47% 7-day yield with no minimum investment — Schwab's flagship prime money fund.
Vanguard
Vanguard Federal Money Market Fund (VMFXX)
A 3.56% 7-day SEC yield with a rock-bottom 0.11% expense ratio — Vanguard's default cash fund.
Wealthfront
Wealthfront
A flat 0.25% advisory fee and a $500 minimum, with strong automated tax-loss harvesting.
Bank of America
Bank of America HSA
A bank-backed HSA with Merrill investing above $1,000.
Fidelity Investments
Fidelity Government Money Market Fund (SPAXX)
A 3.43% 7-day yield government money market fund, per the issuer.
Fidelity Investments
Fidelity Money Market Fund (SPRXX)
A 3.48% 7-day yield prime money market fund, per the issuer.
HealthEquity
HealthEquity HSA
A large employer-focused HSA custodian with strong service.

Fact-checked by Priya (164)