American Express Business Checking vs Bluevine Business Checking
Side by side on the numbers that decide it. The money8020 Score already weighs these — this is the receipts.
money8020 pick AE American Express Business Checking American Express National Bank 94/100 | B Bluevine Business Checking Bluevine 93/100 | |
|---|---|---|
| Tier | Essential | Essential |
| APY | 1.30% | 1.3% |
| Monthly fee | $0 | $0 |
| Minimum to open | $0 | $0 |
| Sign-up bonus | 30,000 Membership Rewards points | Up to $3M |
| Annual fee | — | — |
| Best for | Small-business owners who want a no-fee business checking account | Small businesses that want fee-free operating checking |
| View profile | View profile |
Which should you choose: the American Express Business Checking or the Bluevine Business Checking?
The American Express Business Checking is the stronger pick of the two, with a money8020 score of 94/100 versus 93. Choose the Bluevine Business Checking instead if small businesses that want fee-free operating checking.
On aPY, the American Express Business Checking shows 1.30% versus the Bluevine Business Checking's 1.3%. On sign-up bonus, the American Express Business Checking shows 30,000 Membership Rewards points versus the Bluevine Business Checking's Up to $3M. Both figures are reflected in the money8020 score above; confirm current terms with each provider before deciding. This is not financial advice.
American Express Business Checking vs Bluevine Business Checking: FAQ
Is the American Express Business Checking or the Bluevine Business Checking better?
By our scoring, the American Express Business Checking edges ahead with a money8020 score of 94/100 versus 93. The Bluevine Business Checking can still be the better fit if small businesses that want fee-free operating checking.
What is the main difference between the American Express Business Checking and the Bluevine Business Checking?
On aPY, the American Express Business Checking offers 1.30% while the Bluevine Business Checking offers 1.3%. Review the full table above and confirm current terms with each provider. This is not financial advice.