American Express High Yield Savings vs UFB Direct Savings
Side by side on the numbers that decide it. The money8020 Score already weighs these — this is the receipts.
money8020 pick AE American Express High Yield Savings American Express National Bank 84/100 | UD UFB Direct Savings UFB Direct (a division of Axos Bank) 81/100 | |
|---|---|---|
| Tier | Strong | Strong |
| APY | 3.10% | 3.26% |
| Monthly fee | $0 | $0 |
| Minimum balance | $0 | $0 |
| FDIC insured | Yes | Yes |
| Annual fee | — | — |
| Best for | Existing American Express customers who want savings in one place | People who want a no-fee high-yield savings account |
| View profile | View profile |
Which should you choose: the American Express High Yield Savings or the UFB Direct Savings?
The American Express High Yield Savings is the stronger pick of the two, with a money8020 score of 84/100 versus 81. Choose the UFB Direct Savings instead if people who want a no-fee high-yield savings account.
On aPY, the American Express High Yield Savings shows 3.10% versus the UFB Direct Savings's 3.26%. Both figures are reflected in the money8020 score above; confirm current terms with each provider before deciding. This is not financial advice.
American Express High Yield Savings vs UFB Direct Savings: FAQ
Is the American Express High Yield Savings or the UFB Direct Savings better?
By our scoring, the American Express High Yield Savings edges ahead with a money8020 score of 84/100 versus 81. The UFB Direct Savings can still be the better fit if people who want a no-fee high-yield savings account.
What is the main difference between the American Express High Yield Savings and the UFB Direct Savings?
On aPY, the American Express High Yield Savings offers 3.10% while the UFB Direct Savings offers 3.26%. Review the full table above and confirm current terms with each provider. This is not financial advice.