Apple Card vs Capital One Quicksilver Cash Rewards
Side by side on the numbers that decide it. The money8020 Score already weighs these — this is the receipts.
GS Apple Card Goldman Sachs Bank USA 85/100 | money8020 pick CO Capital One Quicksilver Cash Rewards Capital One 93/100 | |
|---|---|---|
| Tier | Strong | Essential |
| Rewards rate | 1%–3% | 1.5% |
| Annual fee | $0 | $0 |
| Regular APR | 17.49%–27.74% | 0% for 15 months |
| Annual fee | $0 | $0 |
| Best for | Cardholders who want cash back that fits their spending | People who want flat-rate cash back with zero category tracking |
| View profile | View profile |
Which should you choose: the Apple Card or the Capital One Quicksilver Cash Rewards?
The Capital One Quicksilver Cash Rewards is the stronger pick of the two, with a money8020 score of 93/100 versus 85. Choose the Apple Card instead if cardholders who want cash back that fits their spending.
On rewards rate, the Apple Card shows 1%–3% versus the Capital One Quicksilver Cash Rewards's 1.5%. On regular APR, the Apple Card shows 17.49%–27.74% versus the Capital One Quicksilver Cash Rewards's 0% for 15 months. Both figures are reflected in the money8020 score above; confirm current terms with each provider before deciding. This is not financial advice.
Apple Card vs Capital One Quicksilver Cash Rewards: FAQ
Is the Apple Card or the Capital One Quicksilver Cash Rewards better?
By our scoring, the Capital One Quicksilver Cash Rewards edges ahead with a money8020 score of 93/100 versus 85. The Apple Card can still be the better fit if cardholders who want cash back that fits their spending.
What is the main difference between the Apple Card and the Capital One Quicksilver Cash Rewards?
On rewards rate, the Apple Card offers 1%–3% while the Capital One Quicksilver Cash Rewards offers 1.5%. Review the full table above and confirm current terms with each provider. This is not financial advice.