Capital One 360 1-Year CD vs E*TRADE Certificate of Deposit
Side by side on the numbers that decide it. The money8020 Score already weighs these — this is the receipts.
money8020 pick CO Capital One 360 1-Year CD Capital One 94/100 | MS E*TRADE Certificate of Deposit Morgan Stanley Private Bank, N.A. 92/100 | |
|---|---|---|
| Tier | Essential | Essential |
| APY | 3.90% | 4.10% |
| Term | 12 months | 4.00% |
| Minimum deposit | $0 | 4.10% |
| FDIC insured | Yes | $0 |
| Annual fee | — | — |
| Best for | Savers who want to lock a strong 1-year rate with no minimum | Savers who can lock funds away for a fixed term |
| View profile | View profile |
Which should you choose: the Capital One 360 1-Year CD or the E*TRADE Certificate of Deposit?
The Capital One 360 1-Year CD is the stronger pick of the two, with a money8020 score of 94/100 versus 92. Choose the E*TRADE Certificate of Deposit instead if savers who can lock funds away for a fixed term.
On aPY, the Capital One 360 1-Year CD shows 3.90% versus the E*TRADE Certificate of Deposit's 4.10%. On term, the Capital One 360 1-Year CD shows 12 months versus the E*TRADE Certificate of Deposit's 4.00%. On minimum deposit, the Capital One 360 1-Year CD shows $0 versus the E*TRADE Certificate of Deposit's 4.10%. Both figures are reflected in the money8020 score above; confirm current terms with each provider before deciding. This is not financial advice.
Capital One 360 1-Year CD vs E*TRADE Certificate of Deposit: FAQ
Is the Capital One 360 1-Year CD or the E*TRADE Certificate of Deposit better?
By our scoring, the Capital One 360 1-Year CD edges ahead with a money8020 score of 94/100 versus 92. The E*TRADE Certificate of Deposit can still be the better fit if savers who can lock funds away for a fixed term.
What is the main difference between the Capital One 360 1-Year CD and the E*TRADE Certificate of Deposit?
On aPY, the Capital One 360 1-Year CD offers 3.90% while the E*TRADE Certificate of Deposit offers 4.10%. Review the full table above and confirm current terms with each provider. This is not financial advice.