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Compare · head to head

Capital One 360 Checking vs Capital One 360 Checking

Side by side on the numbers that decide it. The money8020 Score already weighs these — this is the receipts.

money8020 pick
Capital One 360 Checking
Capital One
97/100
Capital One 360 Checking
Capital One
97/100
TierEssentialEssential
APY0.10%0.10%
Monthly fee$0$0
Minimum to open$0$0
Sign-up bonus$250$250
Annual fee
Best forPeople who want a no-fee checking accountPeople who want a no-fee checking account
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Which should you choose: the Capital One 360 Checking or the Capital One 360 Checking?

The Capital One 360 Checking and the Capital One 360 Checking score evenly at 97/100 in our ranking, so the better choice comes down to fit. Lean to the Capital One 360 Checking if people who want a no-fee checking account; otherwise the Capital One 360 Checking is the safer default.

FAQ

Capital One 360 Checking vs Capital One 360 Checking: FAQ

Is the Capital One 360 Checking or the Capital One 360 Checking better?

The two score evenly at 97/100 in our ranking, so the right pick depends on your situation — the Capital One 360 Checking fits if people who want a no-fee checking account, otherwise the Capital One 360 Checking is a safe default.