Capital One 360 Performance Savings vs CIT Bank Platinum Savings
Side by side on the numbers that decide it. The money8020 Score already weighs these — this is the receipts.
money8020 pick CO Capital One 360 Performance Savings Capital One 85/100 | CB CIT Bank Platinum Savings CIT Bank (a division of First-Citizens Bank & Trust Company) 85/100 | |
|---|---|---|
| Tier | Strong | Strong |
| APY | 3.10% | 3.75% |
| Monthly fee | $0 | $0 |
| Minimum balance | $0 | $100 |
| FDIC insured | Yes | Yes |
| Annual fee | — | — |
| Best for | Savers who want a high rate but value branch and ATM access | Savers chasing a top-of-market APY |
| View profile | View profile |
Which should you choose: the Capital One 360 Performance Savings or the CIT Bank Platinum Savings?
The Capital One 360 Performance Savings and the CIT Bank Platinum Savings score evenly at 85/100 in our ranking, so the better choice comes down to fit. Lean to the CIT Bank Platinum Savings if savers chasing a top-of-market APY; otherwise the Capital One 360 Performance Savings is the safer default.
On aPY, the Capital One 360 Performance Savings shows 3.10% versus the CIT Bank Platinum Savings's 3.75%. On minimum balance, the Capital One 360 Performance Savings shows $0 versus the CIT Bank Platinum Savings's $100. Both figures are reflected in the money8020 score above; confirm current terms with each provider before deciding. This is not financial advice.
Capital One 360 Performance Savings vs CIT Bank Platinum Savings: FAQ
Is the Capital One 360 Performance Savings or the CIT Bank Platinum Savings better?
The two score evenly at 85/100 in our ranking, so the right pick depends on your situation — the CIT Bank Platinum Savings fits if savers chasing a top-of-market APY, otherwise the Capital One 360 Performance Savings is a safe default.
What is the main difference between the Capital One 360 Performance Savings and the CIT Bank Platinum Savings?
On aPY, the Capital One 360 Performance Savings offers 3.10% while the CIT Bank Platinum Savings offers 3.75%. Review the full table above and confirm current terms with each provider. This is not financial advice.