Capital One Quicksilver Cash Rewards vs PayPal Cashback Mastercard®
Side by side on the numbers that decide it. The money8020 Score already weighs these — this is the receipts.
money8020 pick CO Capital One Quicksilver Cash Rewards Capital One 93/100 | SB PayPal Cashback Mastercard® Synchrony Bank 82/100 | |
|---|---|---|
| Tier | Essential | Strong |
| Cash back | 1.5% | 1.5%–3% |
| Annual fee | $0 | $0 |
| Intro APR | 0% for 15 months | 18.74%–33.49% |
| Regular APR | 18.49%–28.49% | — |
| Annual fee | $0 | $0 |
| Best for | People who want flat-rate cash back with zero category tracking | Cardholders who want cash back that fits their spending |
| View profile | View profile |
Which should you choose: the Capital One Quicksilver Cash Rewards or the PayPal Cashback Mastercard®?
The Capital One Quicksilver Cash Rewards is the stronger pick of the two, with a money8020 score of 93/100 versus 82. Choose the PayPal Cashback Mastercard® instead if cardholders who want cash back that fits their spending.
On cash back, the Capital One Quicksilver Cash Rewards shows 1.5% versus the PayPal Cashback Mastercard®'s 1.5%–3%. On intro APR, the Capital One Quicksilver Cash Rewards shows 0% for 15 months versus the PayPal Cashback Mastercard®'s 18.74%–33.49%. Both figures are reflected in the money8020 score above; confirm current terms with each provider before deciding. This is not financial advice.
Capital One Quicksilver Cash Rewards vs PayPal Cashback Mastercard®: FAQ
Is the Capital One Quicksilver Cash Rewards or the PayPal Cashback Mastercard® better?
By our scoring, the Capital One Quicksilver Cash Rewards edges ahead with a money8020 score of 93/100 versus 82. The PayPal Cashback Mastercard® can still be the better fit if cardholders who want cash back that fits their spending.
What is the main difference between the Capital One Quicksilver Cash Rewards and the PayPal Cashback Mastercard®?
On cash back, the Capital One Quicksilver Cash Rewards offers 1.5% while the PayPal Cashback Mastercard® offers 1.5%–3%. Review the full table above and confirm current terms with each provider. This is not financial advice.