Capital One Quicksilver Cash Rewards vs Wells Fargo Active Cash
Side by side on the numbers that decide it. The money8020 Score already weighs these — this is the receipts.
CO Capital One Quicksilver Cash Rewards Capital One 93/100 | money8020 pick WF Wells Fargo Active Cash Wells Fargo 94/100 | |
|---|---|---|
| Tier | Essential | Essential |
| Cash back | 1.5% | 2% |
| Annual fee | $0 | $0 |
| Intro APR | 0% for 15 months | 0% for 12 months |
| Regular APR | 18.49%–28.49% | 18.49%–28.49% |
| Annual fee | $0 | $0 |
| Best for | People who want flat-rate cash back with zero category tracking | People who want the highest flat cash-back rate with no categories |
| View profile | View profile |
Which should you choose: the Capital One Quicksilver Cash Rewards or the Wells Fargo Active Cash?
The Wells Fargo Active Cash is the stronger pick of the two, with a money8020 score of 94/100 versus 93. Choose the Capital One Quicksilver Cash Rewards instead if people who want flat-rate cash back with zero category tracking.
On cash back, the Capital One Quicksilver Cash Rewards shows 1.5% versus the Wells Fargo Active Cash's 2%. On intro APR, the Capital One Quicksilver Cash Rewards shows 0% for 15 months versus the Wells Fargo Active Cash's 0% for 12 months. Both figures are reflected in the money8020 score above; confirm current terms with each provider before deciding. This is not financial advice.
Capital One Quicksilver Cash Rewards vs Wells Fargo Active Cash: FAQ
Is the Capital One Quicksilver Cash Rewards or the Wells Fargo Active Cash better?
By our scoring, the Wells Fargo Active Cash edges ahead with a money8020 score of 94/100 versus 93. The Capital One Quicksilver Cash Rewards can still be the better fit if people who want flat-rate cash back with zero category tracking.
What is the main difference between the Capital One Quicksilver Cash Rewards and the Wells Fargo Active Cash?
On cash back, the Capital One Quicksilver Cash Rewards offers 1.5% while the Wells Fargo Active Cash offers 2%. Review the full table above and confirm current terms with each provider. This is not financial advice.