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LendingClub LevelUp Savings vs Marcus by Goldman Sachs Online Savings

Side by side on the numbers that decide it. The money8020 Score already weighs these — this is the receipts.

LendingClub LevelUp Savings
LendingClub Bank
84/100
money8020 pick
Marcus by Goldman Sachs Online Savings
Marcus by Goldman Sachs
96/100
TierStrongEssential
APY4.00%3.50%
Monthly fee$0$0
Minimum to open$0$0
FDIC insuredYesYes
Annual fee
Best forSavers who can deposit $250+ every month to earn the top rateSavers who want a strong rate from a big, established institution
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Which should you choose: the LendingClub LevelUp Savings or the Marcus by Goldman Sachs Online Savings?

The Marcus by Goldman Sachs Online Savings is the stronger pick of the two, with a money8020 score of 96/100 versus 84. Choose the LendingClub LevelUp Savings instead if savers who can deposit $250+ every month to earn the top rate.

On aPY, the LendingClub LevelUp Savings shows 4.00% versus the Marcus by Goldman Sachs Online Savings's 3.50%. Both figures are reflected in the money8020 score above; confirm current terms with each provider before deciding. This is not financial advice.

FAQ

LendingClub LevelUp Savings vs Marcus by Goldman Sachs Online Savings: FAQ

Is the LendingClub LevelUp Savings or the Marcus by Goldman Sachs Online Savings better?

By our scoring, the Marcus by Goldman Sachs Online Savings edges ahead with a money8020 score of 96/100 versus 84. The LendingClub LevelUp Savings can still be the better fit if savers who can deposit $250+ every month to earn the top rate.

What is the main difference between the LendingClub LevelUp Savings and the Marcus by Goldman Sachs Online Savings?

On aPY, the LendingClub LevelUp Savings offers 4.00% while the Marcus by Goldman Sachs Online Savings offers 3.50%. Review the full table above and confirm current terms with each provider. This is not financial advice.