Partner links may earn us a commission — never affecting our ratings. Rates are verified or partner-sourced; always confirm with the provider. Disclosures →
Compare · head to head

Marcus by Goldman Sachs Online Savings vs Poppy Bank High Yield Savings

Side by side on the numbers that decide it. The money8020 Score already weighs these — this is the receipts.

money8020 pick
Marcus by Goldman Sachs Online Savings
Marcus by Goldman Sachs
96/100
Poppy Bank High Yield Savings
Poppy Bank
94/100
TierEssentialEssential
APY3.50%4.00%
Monthly fee$0$0
Minimum balance$0$0
FDIC insuredYesYes
Annual fee
Best forSavers who want a strong rate from a big, established institutionPeople who want a no-fee high-yield savings account
View profileView profile

Which should you choose: the Marcus by Goldman Sachs Online Savings or the Poppy Bank High Yield Savings?

The Marcus by Goldman Sachs Online Savings is the stronger pick of the two, with a money8020 score of 96/100 versus 94. Choose the Poppy Bank High Yield Savings instead if people who want a no-fee high-yield savings account.

On aPY, the Marcus by Goldman Sachs Online Savings shows 3.50% versus the Poppy Bank High Yield Savings's 4.00%. Both figures are reflected in the money8020 score above; confirm current terms with each provider before deciding. This is not financial advice.

FAQ

Marcus by Goldman Sachs Online Savings vs Poppy Bank High Yield Savings: FAQ

Is the Marcus by Goldman Sachs Online Savings or the Poppy Bank High Yield Savings better?

By our scoring, the Marcus by Goldman Sachs Online Savings edges ahead with a money8020 score of 96/100 versus 94. The Poppy Bank High Yield Savings can still be the better fit if people who want a no-fee high-yield savings account.

What is the main difference between the Marcus by Goldman Sachs Online Savings and the Poppy Bank High Yield Savings?

On aPY, the Marcus by Goldman Sachs Online Savings offers 3.50% while the Poppy Bank High Yield Savings offers 4.00%. Review the full table above and confirm current terms with each provider. This is not financial advice.