Alternatives
Alternatives to American Express CD
If American Express CD isn't quite right, here are 9 comparable options we'd actually consider — ranked and explained.
01 MB → 02 CO → 03 SB → 04 BS → 05 MB → 06 PB → 07 SM → 08 MS → 09 NB →
Marcus by Goldman Sachs High-Yield CD✓ Verified
Marcus High-Yield CDs: 4.40% APY on 12 months, 18 months and 2 years (as of 10/19/2026), $500 minimum.
Capital One 360 1-Year CD✓ Verified
Capital One 360 CDs: 4.00% APY on 12 months, 4.40% on the 11-month special (effective 10/19/2026), no minimum.
Synchrony Bank CD✓ Verified
Synchrony CDs: 4.40% APY on 13 months and 4.50% on 60 months (as of 10/19/2026), no minimum deposit.
Bread Savings CD✓ Verified
Bread Savings CDs: 4.85% APY on 18 months and 4.45% on 1 year (as of 10/19/2026), $1,500 minimum, FDIC-insured.
Marcus No-Penalty CD✓ Verified
Marcus No-Penalty CD: 4.00% APY on 11 months (as of 10/19/2026), $500 minimum, no early withdrawal penalty.
Popular Direct CD◆ Partner data
A 4.11% 1-year APY from Popular Bank, sourced from our data partnership.
Sallie Mae 18-Month CD✓ Verified
Sallie Mae CDs: 4.40% APY on 18 months and every term from 12 to 30 months (as of 10/19/2026), $2,500 minimum.
E*TRADE Certificate of Deposit◆ Partner data
A 4.10% 1-year APY from Morgan Stanley Private Bank, N.A., sourced from our data partnership.
Newtek Bank 6-Month CD◆ Partner data
A 4.00% APY on a 6-month term from Newtek Bank, N.A., sourced from our data partnership.