Blue Cash Everyday® Card from American Express vs Citi Double Cash® Card
Side by side on the numbers that decide it. The money8020 Score already weighs these — this is the receipts.
money8020 pick AE Blue Cash Everyday® Card from American Express American Express 99/100 | C Citi Double Cash® Card Citibank 99/100 | |
|---|---|---|
| Tier | Essential | Essential |
| Rewards rate | 1%–3% | 2% |
| Annual fee | $0 | $0 |
| Regular APR | 19.49%–28.49% | 17.49%–27.49% |
| Bonus | $200 | $200 |
| Annual fee | $0 | $0 |
| Best for | Cardholders who want cash back that fits their spending | Cardholders who want cash back that fits their spending |
| View profile | View profile |
Which should you choose: the Blue Cash Everyday® Card from American Express or the Citi Double Cash® Card?
The Blue Cash Everyday® Card from American Express and the Citi Double Cash® Card score evenly at 99/100 in our ranking, so the better choice comes down to fit. Lean to the Citi Double Cash® Card if cardholders who want cash back that fits their spending; otherwise the Blue Cash Everyday® Card from American Express is the safer default.
On rewards rate, the Blue Cash Everyday® Card from American Express shows 1%–3% versus the Citi Double Cash® Card's 2%. On regular APR, the Blue Cash Everyday® Card from American Express shows 19.49%–28.49% versus the Citi Double Cash® Card's 17.49%–27.49%. Both figures are reflected in the money8020 score above; confirm current terms with each provider before deciding. This is not financial advice.
Blue Cash Everyday® Card from American Express vs Citi Double Cash® Card: FAQ
Is the Blue Cash Everyday® Card from American Express or the Citi Double Cash® Card better?
The two score evenly at 99/100 in our ranking, so the right pick depends on your situation — the Citi Double Cash® Card fits if cardholders who want cash back that fits their spending, otherwise the Blue Cash Everyday® Card from American Express is a safe default.
What is the main difference between the Blue Cash Everyday® Card from American Express and the Citi Double Cash® Card?
On rewards rate, the Blue Cash Everyday® Card from American Express offers 1%–3% while the Citi Double Cash® Card offers 2%. Review the full table above and confirm current terms with each provider. This is not financial advice.