Compare · head to head
American Express High Yield Savings vs Capital One 360 Performance Savings
Side by side on the numbers that decide it. The money8020 Score already weighs these — this is the receipts.
AE American Express High Yield Savings American Express National Bank 84/100 | money8020 pick CO Capital One 360 Performance Savings Capital One 85/100 | |
|---|---|---|
| Tier | Strong | Strong |
| APY | 3.10% | 3.10% |
| Monthly fee | $0 | $0 |
| Minimum balance | $0 | $0 |
| FDIC insured | Yes | Yes |
| Annual fee | — | — |
| Best for | Existing American Express customers who want savings in one place | Savers who want a high rate but value branch and ATM access |
| View profile | View profile |
Which should you choose: the American Express High Yield Savings or the Capital One 360 Performance Savings?
The Capital One 360 Performance Savings is the stronger pick of the two, with a money8020 score of 85/100 versus 84. Choose the American Express High Yield Savings instead if existing American Express customers who want savings in one place.
FAQ
American Express High Yield Savings vs Capital One 360 Performance Savings: FAQ
Is the American Express High Yield Savings or the Capital One 360 Performance Savings better?
By our scoring, the Capital One 360 Performance Savings edges ahead with a money8020 score of 85/100 versus 84. The American Express High Yield Savings can still be the better fit if existing American Express customers who want savings in one place.