American Express High Yield Savings vs E*TRADE Premium Savings
Side by side on the numbers that decide it. The money8020 Score already weighs these — this is the receipts.
money8020 pick AE American Express High Yield Savings American Express National Bank 84/100 | MS E*TRADE Premium Savings Morgan Stanley Private Bank, N.A. 82/100 | |
|---|---|---|
| Tier | Strong | Strong |
| APY | 3.10% | 3.35% |
| Monthly fee | $0 | $0 |
| Minimum balance | $0 | $0 |
| FDIC insured | Yes | Yes |
| Annual fee | — | — |
| Best for | Existing American Express customers who want savings in one place | Savers chasing a strong APY |
| View profile | View profile |
Which should you choose: the American Express High Yield Savings or the E*TRADE Premium Savings?
The American Express High Yield Savings is the stronger pick of the two, with a money8020 score of 84/100 versus 82. Choose the E*TRADE Premium Savings instead if savers chasing a strong APY.
On aPY, the American Express High Yield Savings shows 3.10% versus the E*TRADE Premium Savings's 3.35%. Both figures are reflected in the money8020 score above; confirm current terms with each provider before deciding. This is not financial advice.
American Express High Yield Savings vs E*TRADE Premium Savings: FAQ
Is the American Express High Yield Savings or the E*TRADE Premium Savings better?
By our scoring, the American Express High Yield Savings edges ahead with a money8020 score of 84/100 versus 82. The E*TRADE Premium Savings can still be the better fit if savers chasing a strong APY.
What is the main difference between the American Express High Yield Savings and the E*TRADE Premium Savings?
On aPY, the American Express High Yield Savings offers 3.10% while the E*TRADE Premium Savings offers 3.35%. Review the full table above and confirm current terms with each provider. This is not financial advice.