Axos Bank Rewards Checking vs Capital One 360 Checking
Side by side on the numbers that decide it. The money8020 Score already weighs these — this is the receipts.
AB Axos Bank Rewards Checking Axos Bank 85/100 | money8020 pick CO Capital One 360 Checking Capital One 97/100 | |
|---|---|---|
| Tier | Strong | Essential |
| APY | 1.00% | 0.10% |
| Monthly fee | $0 | $0 |
| Minimum to open | $0 | $0 |
| FDIC insured | Yes | $250 |
| Annual fee | — | — |
| Best for | People who want a no-fee checking account | People who want a no-fee checking account |
| View profile | View profile |
Which should you choose: the Axos Bank Rewards Checking or the Capital One 360 Checking?
The Capital One 360 Checking is the stronger pick of the two, with a money8020 score of 97/100 versus 85. Choose the Axos Bank Rewards Checking instead if people who want a no-fee checking account.
On aPY, the Axos Bank Rewards Checking shows 1.00% versus the Capital One 360 Checking's 0.10%. On fDIC insured, the Axos Bank Rewards Checking shows Yes versus the Capital One 360 Checking's $250. Both figures are reflected in the money8020 score above; confirm current terms with each provider before deciding. This is not financial advice.
Axos Bank Rewards Checking vs Capital One 360 Checking: FAQ
Is the Axos Bank Rewards Checking or the Capital One 360 Checking better?
By our scoring, the Capital One 360 Checking edges ahead with a money8020 score of 97/100 versus 85. The Axos Bank Rewards Checking can still be the better fit if people who want a no-fee checking account.
What is the main difference between the Axos Bank Rewards Checking and the Capital One 360 Checking?
On aPY, the Axos Bank Rewards Checking offers 1.00% while the Capital One 360 Checking offers 0.10%. Review the full table above and confirm current terms with each provider. This is not financial advice.