Betterment vs Schwab Intelligent Portfolios
Side by side on the numbers that decide it. The money8020 Score already weighs these — this is the receipts.
money8020 pick B Betterment Betterment 94/100 | CS Schwab Intelligent Portfolios Charles Schwab 81/100 | |
|---|---|---|
| Tier | Essential | Strong |
| Management fee | 0.25% | 0% |
| Account minimum | $0 | $5,000 |
| Base price | $5/month | Required |
| Protection | SIPC | SIPC |
| Annual fee | — | — |
| Best for | Hands-off investors who want automatic rebalancing | Cost-conscious investors who can meet the $5,000 minimum |
| View profile | View profile |
Which should you choose: the Betterment or the Schwab Intelligent Portfolios?
The Betterment is the stronger pick of the two, with a money8020 score of 94/100 versus 81. Choose the Schwab Intelligent Portfolios instead if cost-conscious investors who can meet the $5,000 minimum.
On management fee, the Betterment shows 0.25% versus the Schwab Intelligent Portfolios's 0%. On account minimum, the Betterment shows $0 versus the Schwab Intelligent Portfolios's $5,000. On base price, the Betterment shows $5/month versus the Schwab Intelligent Portfolios's Required. Both figures are reflected in the money8020 score above; confirm current terms with each provider before deciding. This is not financial advice.
Betterment vs Schwab Intelligent Portfolios: FAQ
Is the Betterment or the Schwab Intelligent Portfolios better?
By our scoring, the Betterment edges ahead with a money8020 score of 94/100 versus 81. The Schwab Intelligent Portfolios can still be the better fit if cost-conscious investors who can meet the $5,000 minimum.
What is the main difference between the Betterment and the Schwab Intelligent Portfolios?
On management fee, the Betterment offers 0.25% while the Schwab Intelligent Portfolios offers 0%. Review the full table above and confirm current terms with each provider. This is not financial advice.