Bank of America® Customized Cash Rewards vs Capital One Quicksilver Cash Rewards
Side by side on the numbers that decide it. The money8020 Score already weighs these — this is the receipts.
BO Bank of America® Customized Cash Rewards Bank of America 81/100 | money8020 pick CO Capital One Quicksilver Cash Rewards Capital One 93/100 | |
|---|---|---|
| Tier | Strong | Essential |
| Rewards rate | 1%–6% | 1.5% |
| Annual fee | $0 | $0 |
| Regular APR | 17.49%–27.49% | 0% for 15 months |
| Bonus | $200 | 18.49%–28.49% |
| Annual fee | $0 | $0 |
| Best for | Cardholders who want cash back that fits their spending | People who want flat-rate cash back with zero category tracking |
| View profile | View profile |
Which should you choose: the Bank of America® Customized Cash Rewards or the Capital One Quicksilver Cash Rewards?
The Capital One Quicksilver Cash Rewards is the stronger pick of the two, with a money8020 score of 93/100 versus 81. Choose the Bank of America® Customized Cash Rewards instead if cardholders who want cash back that fits their spending.
On rewards rate, the Bank of America® Customized Cash Rewards shows 1%–6% versus the Capital One Quicksilver Cash Rewards's 1.5%. On regular APR, the Bank of America® Customized Cash Rewards shows 17.49%–27.49% versus the Capital One Quicksilver Cash Rewards's 0% for 15 months. On bonus, the Bank of America® Customized Cash Rewards shows $200 versus the Capital One Quicksilver Cash Rewards's 18.49%–28.49%. Both figures are reflected in the money8020 score above; confirm current terms with each provider before deciding. This is not financial advice.
Bank of America® Customized Cash Rewards vs Capital One Quicksilver Cash Rewards: FAQ
Is the Bank of America® Customized Cash Rewards or the Capital One Quicksilver Cash Rewards better?
By our scoring, the Capital One Quicksilver Cash Rewards edges ahead with a money8020 score of 93/100 versus 81. The Bank of America® Customized Cash Rewards can still be the better fit if cardholders who want cash back that fits their spending.
What is the main difference between the Bank of America® Customized Cash Rewards and the Capital One Quicksilver Cash Rewards?
On rewards rate, the Bank of America® Customized Cash Rewards offers 1%–6% while the Capital One Quicksilver Cash Rewards offers 1.5%. Review the full table above and confirm current terms with each provider. This is not financial advice.