Bank of America® Customized Cash Rewards vs Wells Fargo Active Cash
Side by side on the numbers that decide it. The money8020 Score already weighs these — this is the receipts.
BO Bank of America® Customized Cash Rewards Bank of America 81/100 | money8020 pick WF Wells Fargo Active Cash Wells Fargo 94/100 | |
|---|---|---|
| Tier | Strong | Essential |
| Rewards rate | 1%–6% | 2% |
| Annual fee | $0 | $0 |
| Regular APR | 17.49%–27.49% | 0% for 12 months |
| Bonus | $200 | 18.49%–28.49% |
| Annual fee | $0 | $0 |
| Best for | Cardholders who want cash back that fits their spending | People who want the highest flat cash-back rate with no categories |
| View profile | View profile |
Which should you choose: the Bank of America® Customized Cash Rewards or the Wells Fargo Active Cash?
The Wells Fargo Active Cash is the stronger pick of the two, with a money8020 score of 94/100 versus 81. Choose the Bank of America® Customized Cash Rewards instead if cardholders who want cash back that fits their spending.
On rewards rate, the Bank of America® Customized Cash Rewards shows 1%–6% versus the Wells Fargo Active Cash's 2%. On regular APR, the Bank of America® Customized Cash Rewards shows 17.49%–27.49% versus the Wells Fargo Active Cash's 0% for 12 months. On bonus, the Bank of America® Customized Cash Rewards shows $200 versus the Wells Fargo Active Cash's 18.49%–28.49%. Both figures are reflected in the money8020 score above; confirm current terms with each provider before deciding. This is not financial advice.
Bank of America® Customized Cash Rewards vs Wells Fargo Active Cash: FAQ
Is the Bank of America® Customized Cash Rewards or the Wells Fargo Active Cash better?
By our scoring, the Wells Fargo Active Cash edges ahead with a money8020 score of 94/100 versus 81. The Bank of America® Customized Cash Rewards can still be the better fit if cardholders who want cash back that fits their spending.
What is the main difference between the Bank of America® Customized Cash Rewards and the Wells Fargo Active Cash?
On rewards rate, the Bank of America® Customized Cash Rewards offers 1%–6% while the Wells Fargo Active Cash offers 2%. Review the full table above and confirm current terms with each provider. This is not financial advice.