Capital One 360 Performance Savings vs Pibank Savings
Side by side on the numbers that decide it. The money8020 Score already weighs these — this is the receipts.
CO Capital One 360 Performance Savings Capital One 85/100 | money8020 pick P Pibank Savings Pibank 94/100 | |
|---|---|---|
| Tier | Strong | Essential |
| APY | 3.10% | 4.40% |
| Monthly fee | $0 | $0 |
| Minimum balance | $0 | $0 |
| FDIC insured | Yes | Yes |
| Annual fee | — | — |
| Best for | Savers who want a high rate but value branch and ATM access | Savers who want a strong flat rate with no minimum |
| View profile | View profile |
Which should you choose: the Capital One 360 Performance Savings or the Pibank Savings?
The Pibank Savings is the stronger pick of the two, with a money8020 score of 94/100 versus 85. Choose the Capital One 360 Performance Savings instead if savers who want a high rate but value branch and ATM access.
On aPY, the Capital One 360 Performance Savings shows 3.10% versus the Pibank Savings's 4.40%. Both figures are reflected in the money8020 score above; confirm current terms with each provider before deciding. This is not financial advice.
Capital One 360 Performance Savings vs Pibank Savings: FAQ
Is the Capital One 360 Performance Savings or the Pibank Savings better?
By our scoring, the Pibank Savings edges ahead with a money8020 score of 94/100 versus 85. The Capital One 360 Performance Savings can still be the better fit if savers who want a high rate but value branch and ATM access.
What is the main difference between the Capital One 360 Performance Savings and the Pibank Savings?
On aPY, the Capital One 360 Performance Savings offers 3.10% while the Pibank Savings offers 4.40%. Review the full table above and confirm current terms with each provider. This is not financial advice.