Capital One 360 Performance Savings vs Quontic High Yield Savings
Side by side on the numbers that decide it. The money8020 Score already weighs these — this is the receipts.
money8020 pick CO Capital One 360 Performance Savings Capital One 85/100 | QB Quontic High Yield Savings Quontic Bank 82/100 | |
|---|---|---|
| Tier | Strong | Strong |
| APY | 3.10% | 3.20% |
| Monthly fee | $0 | $0 |
| Minimum balance | $0 | $100 |
| FDIC insured | Yes | Yes |
| Annual fee | — | — |
| Best for | Savers who want a high rate but value branch and ATM access | Savers who want a no-monthly-fee account from an established online bank |
| View profile | View profile |
Which should you choose: the Capital One 360 Performance Savings or the Quontic High Yield Savings?
The Capital One 360 Performance Savings is the stronger pick of the two, with a money8020 score of 85/100 versus 82. Choose the Quontic High Yield Savings instead if savers who want a no-monthly-fee account from an established online bank.
On aPY, the Capital One 360 Performance Savings shows 3.10% versus the Quontic High Yield Savings's 3.20%. On minimum balance, the Capital One 360 Performance Savings shows $0 versus the Quontic High Yield Savings's $100. Both figures are reflected in the money8020 score above; confirm current terms with each provider before deciding. This is not financial advice.
Capital One 360 Performance Savings vs Quontic High Yield Savings: FAQ
Is the Capital One 360 Performance Savings or the Quontic High Yield Savings better?
By our scoring, the Capital One 360 Performance Savings edges ahead with a money8020 score of 85/100 versus 82. The Quontic High Yield Savings can still be the better fit if savers who want a no-monthly-fee account from an established online bank.
What is the main difference between the Capital One 360 Performance Savings and the Quontic High Yield Savings?
On aPY, the Capital One 360 Performance Savings offers 3.10% while the Quontic High Yield Savings offers 3.20%. Review the full table above and confirm current terms with each provider. This is not financial advice.