Capital One 360 Performance Savings vs Vio Bank High Yield Online Savings
Side by side on the numbers that decide it. The money8020 Score already weighs these — this is the receipts.
CO Capital One 360 Performance Savings Capital One 85/100 | money8020 pick VB Vio Bank High Yield Online Savings Vio Bank (a division of MidFirst Bank) 94/100 | |
|---|---|---|
| Tier | Strong | Essential |
| APY | 3.10% | 4.03% |
| Monthly fee | $0 | $100 |
| Minimum balance | $0 | Yes |
| FDIC insured | Yes | — |
| Annual fee | — | — |
| Best for | Savers who want a high rate but value branch and ATM access | Savers chasing a top-of-market APY |
| View profile | View profile |
Which should you choose: the Capital One 360 Performance Savings or the Vio Bank High Yield Online Savings?
The Vio Bank High Yield Online Savings is the stronger pick of the two, with a money8020 score of 94/100 versus 85. Choose the Capital One 360 Performance Savings instead if savers who want a high rate but value branch and ATM access.
On aPY, the Capital One 360 Performance Savings shows 3.10% versus the Vio Bank High Yield Online Savings's 4.03%. On monthly fee, the Capital One 360 Performance Savings shows $0 versus the Vio Bank High Yield Online Savings's $100. On minimum balance, the Capital One 360 Performance Savings shows $0 versus the Vio Bank High Yield Online Savings's Yes. Both figures are reflected in the money8020 score above; confirm current terms with each provider before deciding. This is not financial advice.
Capital One 360 Performance Savings vs Vio Bank High Yield Online Savings: FAQ
Is the Capital One 360 Performance Savings or the Vio Bank High Yield Online Savings better?
By our scoring, the Vio Bank High Yield Online Savings edges ahead with a money8020 score of 94/100 versus 85. The Capital One 360 Performance Savings can still be the better fit if savers who want a high rate but value branch and ATM access.
What is the main difference between the Capital One 360 Performance Savings and the Vio Bank High Yield Online Savings?
On aPY, the Capital One 360 Performance Savings offers 3.10% while the Vio Bank High Yield Online Savings offers 4.03%. Review the full table above and confirm current terms with each provider. This is not financial advice.