Capital One Quicksilver Secured Cash Rewards vs Discover it® Secured Cash Back
Side by side on the numbers that decide it. The Money 8020 Score already weighs these. This page is the receipts.
CO Capital One Quicksilver Secured Cash Rewards Capital One 93/100 | Money 8020 pick D Discover it® Secured Cash Back Discover 94/100 | |
|---|---|---|
| Tier | Essential | Essential |
| Rewards rate | 1.5% | 1%-5% |
| Security deposit | $200 | $49 / $99 / $200 |
| Purchase APR | 29.24% | — |
| Cashback Match | — | First year |
| Annual fee | $0 | $0 |
| Best for | People who want rewards while building credit | People who want rewards while building credit |
| View profile | View profile |
Which should you choose: the Capital One Quicksilver Secured Cash Rewards or the Discover it® Secured Cash Back?
The Discover it® Secured Cash Back is the stronger pick of the two, with a Money 8020 score of 94/100 versus 93. Choose the Capital One Quicksilver Secured Cash Rewards instead if people who want rewards while building credit.
On rewards rate, the Capital One Quicksilver Secured Cash Rewards shows 1.5% versus the Discover it® Secured Cash Back's 1%-5%. On security deposit, the Capital One Quicksilver Secured Cash Rewards shows $200 versus the Discover it® Secured Cash Back's $49 / $99 / $200. Both figures are reflected in the Money 8020 score above; confirm current terms with each provider before deciding. This is not financial advice.
Capital One Quicksilver Secured Cash Rewards vs Discover it® Secured Cash Back: FAQ
Is the Capital One Quicksilver Secured Cash Rewards or the Discover it® Secured Cash Back better?
By our scoring, the Discover it® Secured Cash Back edges ahead with a Money 8020 score of 94/100 versus 93. The Capital One Quicksilver Secured Cash Rewards can still be the better fit if people who want rewards while building credit.
What is the main difference between the Capital One Quicksilver Secured Cash Rewards and the Discover it® Secured Cash Back?
On rewards rate, the Capital One Quicksilver Secured Cash Rewards offers 1.5% while the Discover it® Secured Cash Back offers 1%-5%. Review the full table above and confirm current terms with each provider. This is not financial advice.