Capital One Quicksilver Cash Rewards vs Capital One Venture Rewards
Side by side on the numbers that decide it. The money8020 Score already weighs these — this is the receipts.
money8020 pick CO Capital One Quicksilver Cash Rewards Capital One 93/100 | CO Capital One Venture Rewards Capital One 89/100 | |
|---|---|---|
| Tier | Essential | Essential |
| Cash back | 1.5% | 2X |
| Annual fee | $0 | $95 |
| Intro APR | 0% for 15 months | 5X |
| Regular APR | 18.49%–28.49% | 75,000 miles |
| Annual fee | $0 | $95 |
| Best for | People who want flat-rate cash back with zero category tracking | Travelers who want flat-rate miles without category tracking |
| View profile | View profile |
Which should you choose: the Capital One Quicksilver Cash Rewards or the Capital One Venture Rewards?
The Capital One Quicksilver Cash Rewards is the stronger pick of the two, with a money8020 score of 93/100 versus 89. Choose the Capital One Venture Rewards instead if travelers who want flat-rate miles without category tracking.
On cash back, the Capital One Quicksilver Cash Rewards shows 1.5% versus the Capital One Venture Rewards's 2X. On annual fee, the Capital One Quicksilver Cash Rewards shows $0 versus the Capital One Venture Rewards's $95. On intro APR, the Capital One Quicksilver Cash Rewards shows 0% for 15 months versus the Capital One Venture Rewards's 5X. Both figures are reflected in the money8020 score above; confirm current terms with each provider before deciding. This is not financial advice.
Capital One Quicksilver Cash Rewards vs Capital One Venture Rewards: FAQ
Is the Capital One Quicksilver Cash Rewards or the Capital One Venture Rewards better?
By our scoring, the Capital One Quicksilver Cash Rewards edges ahead with a money8020 score of 93/100 versus 89. The Capital One Venture Rewards can still be the better fit if travelers who want flat-rate miles without category tracking.
What is the main difference between the Capital One Quicksilver Cash Rewards and the Capital One Venture Rewards?
On cash back, the Capital One Quicksilver Cash Rewards offers 1.5% while the Capital One Venture Rewards offers 2X. Review the full table above and confirm current terms with each provider. This is not financial advice.