Capital One Quicksilver Cash Rewards vs Discover it® Cash Back
Side by side on the numbers that decide it. The money8020 Score already weighs these — this is the receipts.
CO Capital One Quicksilver Cash Rewards Capital One 93/100 | money8020 pick D Discover it® Cash Back Discover 99/100 | |
|---|---|---|
| Tier | Essential | Essential |
| Cash back | 1.5% | 1%–5% |
| Annual fee | $0 | $0 |
| Intro APR | 0% for 15 months | 17.49%–26.49% |
| Regular APR | 18.49%–28.49% | $200 |
| Annual fee | $0 | $0 |
| Best for | People who want flat-rate cash back with zero category tracking | Cardholders who want cash back that fits their spending |
| View profile | View profile |
Which should you choose: the Capital One Quicksilver Cash Rewards or the Discover it® Cash Back?
The Discover it® Cash Back is the stronger pick of the two, with a money8020 score of 99/100 versus 93. Choose the Capital One Quicksilver Cash Rewards instead if people who want flat-rate cash back with zero category tracking.
On cash back, the Capital One Quicksilver Cash Rewards shows 1.5% versus the Discover it® Cash Back's 1%–5%. On intro APR, the Capital One Quicksilver Cash Rewards shows 0% for 15 months versus the Discover it® Cash Back's 17.49%–26.49%. On regular APR, the Capital One Quicksilver Cash Rewards shows 18.49%–28.49% versus the Discover it® Cash Back's $200. Both figures are reflected in the money8020 score above; confirm current terms with each provider before deciding. This is not financial advice.
Capital One Quicksilver Cash Rewards vs Discover it® Cash Back: FAQ
Is the Capital One Quicksilver Cash Rewards or the Discover it® Cash Back better?
By our scoring, the Discover it® Cash Back edges ahead with a money8020 score of 99/100 versus 93. The Capital One Quicksilver Cash Rewards can still be the better fit if people who want flat-rate cash back with zero category tracking.
What is the main difference between the Capital One Quicksilver Cash Rewards and the Discover it® Cash Back?
On cash back, the Capital One Quicksilver Cash Rewards offers 1.5% while the Discover it® Cash Back offers 1%–5%. Review the full table above and confirm current terms with each provider. This is not financial advice.