Compare · head to head

Capital One Savor Student Cash Rewards vs Discover it® Student Chrome

Side by side on the numbers that decide it. The money8020 Score already weighs these — this is the receipts.

	money8020 pick CO Capital One Savor Student Cash Rewards Capital One 94/100	D Discover it® Student Chrome Discover 85/100
Tier	Essential	Strong
Annual fee	$0	$0
Rewards rate	1%-8%	1%-2%
Regular APR	18.49%–28.49%	16.49%–25.49%
Bonus	$50	—
Annual fee	$0	$0
Best for	People shopping for a student card	Students who spend on gas and dining
	View profile	View profile

Which should you choose: the Capital One Savor Student Cash Rewards or the Discover it® Student Chrome?

The Capital One Savor Student Cash Rewards is the stronger pick of the two, with a money8020 score of 94/100 versus 85. Choose the Discover it® Student Chrome instead if students who spend on gas and dining.

On rewards rate, the Capital One Savor Student Cash Rewards shows 1%-8% versus the Discover it® Student Chrome's 1%-2%. On regular APR, the Capital One Savor Student Cash Rewards shows 18.49%–28.49% versus the Discover it® Student Chrome's 16.49%–25.49%. Both figures are reflected in the money8020 score above; confirm current terms with each provider before deciding. This is not financial advice.

FAQ

Capital One Savor Student Cash Rewards vs Discover it® Student Chrome: FAQ

Is the Capital One Savor Student Cash Rewards or the Discover it® Student Chrome better?

By our scoring, the Capital One Savor Student Cash Rewards edges ahead with a money8020 score of 94/100 versus 85. The Discover it® Student Chrome can still be the better fit if students who spend on gas and dining.

What is the main difference between the Capital One Savor Student Cash Rewards and the Discover it® Student Chrome?

On rewards rate, the Capital One Savor Student Cash Rewards offers 1%-8% while the Discover it® Student Chrome offers 1%-2%. Review the full table above and confirm current terms with each provider. This is not financial advice.