Capital One Savor Cash Rewards vs Wells Fargo Active Cash
Side by side on the numbers that decide it. The money8020 Score already weighs these — this is the receipts.
CO Capital One Savor Cash Rewards Capital One 84/100 | money8020 pick WF Wells Fargo Active Cash Wells Fargo 94/100 | |
|---|---|---|
| Tier | Strong | Essential |
| Cash back | 3% | 2% |
| Annual fee | $0 | $0 |
| Intro APR | 0% for 12 months | 0% for 12 months |
| Regular APR | 18.49%–28.49% | 18.49%–28.49% |
| Annual fee | $0 | $0 |
| Best for | Households with high dining, grocery, and entertainment spend | People who want the highest flat cash-back rate with no categories |
| View profile | View profile |
Which should you choose: the Capital One Savor Cash Rewards or the Wells Fargo Active Cash?
The Wells Fargo Active Cash is the stronger pick of the two, with a money8020 score of 94/100 versus 84. Choose the Capital One Savor Cash Rewards instead if households with high dining, grocery, and entertainment spend.
On cash back, the Capital One Savor Cash Rewards shows 3% versus the Wells Fargo Active Cash's 2%. Both figures are reflected in the money8020 score above; confirm current terms with each provider before deciding. This is not financial advice.
Capital One Savor Cash Rewards vs Wells Fargo Active Cash: FAQ
Is the Capital One Savor Cash Rewards or the Wells Fargo Active Cash better?
By our scoring, the Wells Fargo Active Cash edges ahead with a money8020 score of 94/100 versus 84. The Capital One Savor Cash Rewards can still be the better fit if households with high dining, grocery, and entertainment spend.
What is the main difference between the Capital One Savor Cash Rewards and the Wells Fargo Active Cash?
On cash back, the Capital One Savor Cash Rewards offers 3% while the Wells Fargo Active Cash offers 2%. Review the full table above and confirm current terms with each provider. This is not financial advice.