Capital One Venture Rewards vs Capital One Venture X Rewards
Side by side on the numbers that decide it. The Money 8020 Score already weighs these. This page is the receipts.
Money 8020 pick CO Capital One Venture Rewards Capital One 89/100 | CO Capital One Venture X Rewards Capital One 87/100 | |
|---|---|---|
| Tier | Essential | Essential |
| Miles | 2X | — |
| Travel rate | 5X | — |
| Bonus | 75,000 miles | — |
| Rewards rate | — | 2X-10X |
| Regular APR | — | 19.74%-28.74% |
| Annual fee | $95 | $395 |
| Best for | Travelers who want flat-rate miles without category tracking | Travelers who want lounges without a $795-class fee |
| View profile | View profile |
Which should you choose: the Capital One Venture Rewards or the Capital One Venture X Rewards?
The Capital One Venture Rewards is the stronger pick of the two, with a Money 8020 score of 89/100 versus 87. Choose the Capital One Venture X Rewards instead if travelers who want lounges without a $795-class fee.
On annual fee, the Capital One Venture Rewards shows $95 versus the Capital One Venture X Rewards's $395. Both figures are reflected in the Money 8020 score above; confirm current terms with each provider before deciding. This is not financial advice.
Capital One Venture Rewards vs Capital One Venture X Rewards: FAQ
Is the Capital One Venture Rewards or the Capital One Venture X Rewards better?
By our scoring, the Capital One Venture Rewards edges ahead with a Money 8020 score of 89/100 versus 87. The Capital One Venture X Rewards can still be the better fit if travelers who want lounges without a $795-class fee.
What is the main difference between the Capital One Venture Rewards and the Capital One Venture X Rewards?
On annual fee, the Capital One Venture Rewards offers $95 while the Capital One Venture X Rewards offers $395. Review the full table above and confirm current terms with each provider. This is not financial advice.