CIT Bank Platinum Savings vs Marcus by Goldman Sachs Online Savings
Side by side on the numbers that decide it. The money8020 Score already weighs these — this is the receipts.
CB CIT Bank Platinum Savings CIT Bank (a division of First-Citizens Bank & Trust Company) 85/100 | money8020 pick MB Marcus by Goldman Sachs Online Savings Marcus by Goldman Sachs 96/100 | |
|---|---|---|
| Tier | Strong | Essential |
| APY | 3.75% | 3.50% |
| Monthly fee | $0 | $0 |
| Minimum to open | $100 | $0 |
| FDIC insured | Yes | Yes |
| Annual fee | — | — |
| Best for | Savers chasing a top-of-market APY | Savers who want a strong rate from a big, established institution |
| View profile | View profile |
Which should you choose: the CIT Bank Platinum Savings or the Marcus by Goldman Sachs Online Savings?
The Marcus by Goldman Sachs Online Savings is the stronger pick of the two, with a money8020 score of 96/100 versus 85. Choose the CIT Bank Platinum Savings instead if savers chasing a top-of-market APY.
On aPY, the CIT Bank Platinum Savings shows 3.75% versus the Marcus by Goldman Sachs Online Savings's 3.50%. On minimum to open, the CIT Bank Platinum Savings shows $100 versus the Marcus by Goldman Sachs Online Savings's $0. Both figures are reflected in the money8020 score above; confirm current terms with each provider before deciding. This is not financial advice.
CIT Bank Platinum Savings vs Marcus by Goldman Sachs Online Savings: FAQ
Is the CIT Bank Platinum Savings or the Marcus by Goldman Sachs Online Savings better?
By our scoring, the Marcus by Goldman Sachs Online Savings edges ahead with a money8020 score of 96/100 versus 85. The CIT Bank Platinum Savings can still be the better fit if savers chasing a top-of-market APY.
What is the main difference between the CIT Bank Platinum Savings and the Marcus by Goldman Sachs Online Savings?
On aPY, the CIT Bank Platinum Savings offers 3.75% while the Marcus by Goldman Sachs Online Savings offers 3.50%. Review the full table above and confirm current terms with each provider. This is not financial advice.