Citi Double Cash® Card vs Ink Business Cash® Credit Card
Side by side on the numbers that decide it. The money8020 Score already weighs these — this is the receipts.
money8020 pick C Citi Double Cash® Card Citibank 99/100 | JC Ink Business Cash® Credit Card JPMorgan Chase 94/100 | |
|---|---|---|
| Tier | Essential | Essential |
| Rewards rate | 2% | 1%–5% |
| Annual fee | $0 | $0 |
| Regular APR | 17.49%–27.49% | 16.74%–24.74% |
| Bonus | $200 | $750 |
| Annual fee | $0 | $0 |
| Best for | Cardholders who want cash back that fits their spending | Cardholders who want cash back that fits their spending |
| View profile | View profile |
Which should you choose: the Citi Double Cash® Card or the Ink Business Cash® Credit Card?
The Citi Double Cash® Card is the stronger pick of the two, with a money8020 score of 99/100 versus 94. Choose the Ink Business Cash® Credit Card instead if cardholders who want cash back that fits their spending.
On rewards rate, the Citi Double Cash® Card shows 2% versus the Ink Business Cash® Credit Card's 1%–5%. On regular APR, the Citi Double Cash® Card shows 17.49%–27.49% versus the Ink Business Cash® Credit Card's 16.74%–24.74%. On bonus, the Citi Double Cash® Card shows $200 versus the Ink Business Cash® Credit Card's $750. Both figures are reflected in the money8020 score above; confirm current terms with each provider before deciding. This is not financial advice.
Citi Double Cash® Card vs Ink Business Cash® Credit Card: FAQ
Is the Citi Double Cash® Card or the Ink Business Cash® Credit Card better?
By our scoring, the Citi Double Cash® Card edges ahead with a money8020 score of 99/100 versus 94. The Ink Business Cash® Credit Card can still be the better fit if cardholders who want cash back that fits their spending.
What is the main difference between the Citi Double Cash® Card and the Ink Business Cash® Credit Card?
On rewards rate, the Citi Double Cash® Card offers 2% while the Ink Business Cash® Credit Card offers 1%–5%. Review the full table above and confirm current terms with each provider. This is not financial advice.