Citi Double Cash® Card vs Synchrony Premier World Mastercard®
Side by side on the numbers that decide it. The Money 8020 Score already weighs these — this is the receipts.
Money 8020 pick C Citi Double Cash® Card Citibank 99/100 | SB Synchrony Premier World Mastercard® Synchrony Bank 85/100 | |
|---|---|---|
| Tier | Essential | Strong |
| Rewards rate | 2% | 2% |
| Annual fee | $0 | $0 |
| Regular APR | 17.49%–27.49% | 17.49%–33.24% |
| Bonus | $200 | — |
| Annual fee | $0 | $0 |
| Best for | Cardholders who want cash back that fits their spending | Cardholders who want cash back that fits their spending |
| View profile | View profile |
Which should you choose: the Citi Double Cash® Card or the Synchrony Premier World Mastercard®?
The Citi Double Cash® Card is the stronger pick of the two, with a Money 8020 score of 99/100 versus 85. Choose the Synchrony Premier World Mastercard® instead if cardholders who want cash back that fits their spending.
On regular APR, the Citi Double Cash® Card shows 17.49%–27.49% versus the Synchrony Premier World Mastercard®'s 17.49%–33.24%. Both figures are reflected in the Money 8020 score above; confirm current terms with each provider before deciding. This is not financial advice.
Citi Double Cash® Card vs Synchrony Premier World Mastercard®: FAQ
Is the Citi Double Cash® Card or the Synchrony Premier World Mastercard® better?
By our scoring, the Citi Double Cash® Card edges ahead with a Money 8020 score of 99/100 versus 85. The Synchrony Premier World Mastercard® can still be the better fit if cardholders who want cash back that fits their spending.
What is the main difference between the Citi Double Cash® Card and the Synchrony Premier World Mastercard®?
On regular APR, the Citi Double Cash® Card offers 17.49%–27.49% while the Synchrony Premier World Mastercard® offers 17.49%–33.24%. Review the full table above and confirm current terms with each provider. This is not financial advice.