Discover it® Student Cash Back vs Discover it® Student Chrome
Side by side on the numbers that decide it. The money8020 Score already weighs these — this is the receipts.
money8020 pick D Discover it® Student Cash Back Discover 96/100 | D Discover it® Student Chrome Discover 85/100 | |
|---|---|---|
| Tier | Essential | Strong |
| Annual fee | $0 | $0 |
| Rewards rate | 1%-5% | 1%-2% |
| Regular APR | 16.49%–25.49% | 16.49%–25.49% |
| Annual fee | $0 | $0 |
| Best for | People shopping for a student card | Students who spend on gas and dining |
| View profile | View profile |
Which should you choose: the Discover it® Student Cash Back or the Discover it® Student Chrome?
The Discover it® Student Cash Back is the stronger pick of the two, with a money8020 score of 96/100 versus 85. Choose the Discover it® Student Chrome instead if students who spend on gas and dining.
On rewards rate, the Discover it® Student Cash Back shows 1%-5% versus the Discover it® Student Chrome's 1%-2%. Both figures are reflected in the money8020 score above; confirm current terms with each provider before deciding. This is not financial advice.
Discover it® Student Cash Back vs Discover it® Student Chrome: FAQ
Is the Discover it® Student Cash Back or the Discover it® Student Chrome better?
By our scoring, the Discover it® Student Cash Back edges ahead with a money8020 score of 96/100 versus 85. The Discover it® Student Chrome can still be the better fit if students who spend on gas and dining.
What is the main difference between the Discover it® Student Cash Back and the Discover it® Student Chrome?
On rewards rate, the Discover it® Student Cash Back offers 1%-5% while the Discover it® Student Chrome offers 1%-2%. Review the full table above and confirm current terms with each provider. This is not financial advice.