Compare · head to head
Rate (formerly Guaranteed Rate) vs Rocket Mortgage
Side by side on the numbers that decide it. The Money 8020 Score already weighs these — this is the receipts.
R Rate (formerly Guaranteed Rate) Rate 82/100 | Money 8020 pick RM Rocket Mortgage Rocket Mortgage 93/100 | |
|---|---|---|
| Tier | Strong | Essential |
| Lender type | Online | Online |
| Rates | Personalized — get a quote | Personalized — get a quote |
| How we rate | Editorial review | Editorial review |
| Compare | Pull 3+ loan estimates | Pull 3+ loan estimates |
| Annual fee | — | — |
| Best for | Borrowers who want a fast digital close | First-time buyers who want a guided, digital process |
| View profile | View profile |
Which should you choose: the Rate (formerly Guaranteed Rate) or the Rocket Mortgage?
The Rocket Mortgage is the stronger pick of the two, with a Money 8020 score of 93/100 versus 82. Choose the Rate (formerly Guaranteed Rate) instead if borrowers who want a fast digital close.
FAQ
Rate (formerly Guaranteed Rate) vs Rocket Mortgage: FAQ
Is the Rate (formerly Guaranteed Rate) or the Rocket Mortgage better?
By our scoring, the Rocket Mortgage edges ahead with a Money 8020 score of 93/100 versus 82. The Rate (formerly Guaranteed Rate) can still be the better fit if borrowers who want a fast digital close.