Compare · head to head
Marcus by Goldman Sachs High-Yield CD vs Marcus No-Penalty CD
Side by side on the numbers that decide it. The Money 8020 Score already weighs these. This page is the receipts.
Money 8020 pick MB Marcus by Goldman Sachs High-Yield CD Marcus by Goldman Sachs 96/100 | MB Marcus No-Penalty CD Marcus by Goldman Sachs 94/100 | |
|---|---|---|
| Tier | Essential | Essential |
| Minimum deposit | $500 | $500 |
| FDIC insured | Yes | Yes |
| 12-month APY | 4.40% | — |
| 2-year APY | 4.40% | — |
| 9-month APY | 4.30% | — |
| Annual fee | — | — |
| Best for | Savers with at least $500 who want a 1-year lock | Savers who want a fixed rate but might need the money early |
| View profile | View profile |
Which should you choose: the Marcus by Goldman Sachs High-Yield CD or the Marcus No-Penalty CD?
The Marcus by Goldman Sachs High-Yield CD is the stronger pick of the two, with a Money 8020 score of 96/100 versus 94. Choose the Marcus No-Penalty CD instead if savers who want a fixed rate but might need the money early.
FAQ
Marcus by Goldman Sachs High-Yield CD vs Marcus No-Penalty CD: FAQ
Is the Marcus by Goldman Sachs High-Yield CD or the Marcus No-Penalty CD better?
By our scoring, the Marcus by Goldman Sachs High-Yield CD edges ahead with a Money 8020 score of 96/100 versus 94. The Marcus No-Penalty CD can still be the better fit if savers who want a fixed rate but might need the money early.