Marcus by Goldman Sachs Online Savings vs Popular Direct Select Savings
Side by side on the numbers that decide it. The money8020 Score already weighs these — this is the receipts.
money8020 pick MB Marcus by Goldman Sachs Online Savings Marcus by Goldman Sachs 96/100 | PB Popular Direct Select Savings Popular Bank 84/100 | |
|---|---|---|
| Tier | Essential | Strong |
| APY | 3.50% | 3.90% |
| Monthly fee | $0 | $100 |
| Minimum balance | $0 | Yes |
| FDIC insured | Yes | — |
| Annual fee | — | — |
| Best for | Savers who want a strong rate from a big, established institution | Savers chasing a top-of-market APY |
| View profile | View profile |
Which should you choose: the Marcus by Goldman Sachs Online Savings or the Popular Direct Select Savings?
The Marcus by Goldman Sachs Online Savings is the stronger pick of the two, with a money8020 score of 96/100 versus 84. Choose the Popular Direct Select Savings instead if savers chasing a top-of-market APY.
On aPY, the Marcus by Goldman Sachs Online Savings shows 3.50% versus the Popular Direct Select Savings's 3.90%. On monthly fee, the Marcus by Goldman Sachs Online Savings shows $0 versus the Popular Direct Select Savings's $100. On minimum balance, the Marcus by Goldman Sachs Online Savings shows $0 versus the Popular Direct Select Savings's Yes. Both figures are reflected in the money8020 score above; confirm current terms with each provider before deciding. This is not financial advice.
Marcus by Goldman Sachs Online Savings vs Popular Direct Select Savings: FAQ
Is the Marcus by Goldman Sachs Online Savings or the Popular Direct Select Savings better?
By our scoring, the Marcus by Goldman Sachs Online Savings edges ahead with a money8020 score of 96/100 versus 84. The Popular Direct Select Savings can still be the better fit if savers chasing a top-of-market APY.
What is the main difference between the Marcus by Goldman Sachs Online Savings and the Popular Direct Select Savings?
On aPY, the Marcus by Goldman Sachs Online Savings offers 3.50% while the Popular Direct Select Savings offers 3.90%. Review the full table above and confirm current terms with each provider. This is not financial advice.