Marcus by Goldman Sachs Online Savings vs Synchrony High Yield Savings
Side by side on the numbers that decide it. The money8020 Score already weighs these — this is the receipts.
money8020 pick MB Marcus by Goldman Sachs Online Savings Marcus by Goldman Sachs 96/100 | SB Synchrony High Yield Savings Synchrony Bank 82/100 | |
|---|---|---|
| Tier | Essential | Strong |
| APY | 3.50% | 3.40% |
| Monthly fee | $0 | $0 |
| Minimum balance | $0 | $0 |
| FDIC insured | Yes | Yes |
| Annual fee | — | — |
| Best for | Savers who want a strong rate from a big, established institution | Savers who want a no-minimum account from an established online bank |
| View profile | View profile |
Which should you choose: the Marcus by Goldman Sachs Online Savings or the Synchrony High Yield Savings?
The Marcus by Goldman Sachs Online Savings is the stronger pick of the two, with a money8020 score of 96/100 versus 82. Choose the Synchrony High Yield Savings instead if savers who want a no-minimum account from an established online bank.
On aPY, the Marcus by Goldman Sachs Online Savings shows 3.50% versus the Synchrony High Yield Savings's 3.40%. Both figures are reflected in the money8020 score above; confirm current terms with each provider before deciding. This is not financial advice.
Marcus by Goldman Sachs Online Savings vs Synchrony High Yield Savings: FAQ
Is the Marcus by Goldman Sachs Online Savings or the Synchrony High Yield Savings better?
By our scoring, the Marcus by Goldman Sachs Online Savings edges ahead with a money8020 score of 96/100 versus 82. The Synchrony High Yield Savings can still be the better fit if savers who want a no-minimum account from an established online bank.
What is the main difference between the Marcus by Goldman Sachs Online Savings and the Synchrony High Yield Savings?
On aPY, the Marcus by Goldman Sachs Online Savings offers 3.50% while the Synchrony High Yield Savings offers 3.40%. Review the full table above and confirm current terms with each provider. This is not financial advice.