Compare · head to head

Marcus by Goldman Sachs Online Savings vs Valley Bank High-Yield Savings

Side by side on the numbers that decide it. The money8020 Score already weighs these — this is the receipts.

	money8020 pick MB Marcus by Goldman Sachs Online Savings Marcus by Goldman Sachs 96/100	VN Valley Bank High-Yield Savings Valley National Bank (via Raisin) 84/100
Tier	Essential	Strong
APY	3.50%	3.95%
Monthly fee	$0	$0
Minimum balance	$0	$1
FDIC insured	Yes	Yes
Annual fee	—	—
Best for	Savers who want a strong rate from a big, established institution	Savers chasing a strong APY
	View profile	View profile

Which should you choose: the Marcus by Goldman Sachs Online Savings or the Valley Bank High-Yield Savings?

The Marcus by Goldman Sachs Online Savings is the stronger pick of the two, with a money8020 score of 96/100 versus 84. Choose the Valley Bank High-Yield Savings instead if savers chasing a strong APY.

On aPY, the Marcus by Goldman Sachs Online Savings shows 3.50% versus the Valley Bank High-Yield Savings's 3.95%. On minimum balance, the Marcus by Goldman Sachs Online Savings shows $0 versus the Valley Bank High-Yield Savings's $1. Both figures are reflected in the money8020 score above; confirm current terms with each provider before deciding. This is not financial advice.

FAQ

Marcus by Goldman Sachs Online Savings vs Valley Bank High-Yield Savings: FAQ

Is the Marcus by Goldman Sachs Online Savings or the Valley Bank High-Yield Savings better?

By our scoring, the Marcus by Goldman Sachs Online Savings edges ahead with a money8020 score of 96/100 versus 84. The Valley Bank High-Yield Savings can still be the better fit if savers chasing a strong APY.

What is the main difference between the Marcus by Goldman Sachs Online Savings and the Valley Bank High-Yield Savings?

On aPY, the Marcus by Goldman Sachs Online Savings offers 3.50% while the Valley Bank High-Yield Savings offers 3.95%. Review the full table above and confirm current terms with each provider. This is not financial advice.