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Marcus by Goldman Sachs Online Savings vs Vio Bank High Yield Online Savings

Side by side on the numbers that decide it. The money8020 Score already weighs these — this is the receipts.

money8020 pick
Marcus by Goldman Sachs Online Savings
Marcus by Goldman Sachs
96/100
Vio Bank High Yield Online Savings
Vio Bank (a division of MidFirst Bank)
94/100
TierEssentialEssential
APY3.50%4.03%
Monthly fee$0$100
Minimum balance$0Yes
FDIC insuredYes
Annual fee
Best forSavers who want a strong rate from a big, established institutionSavers chasing a top-of-market APY
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Which should you choose: the Marcus by Goldman Sachs Online Savings or the Vio Bank High Yield Online Savings?

The Marcus by Goldman Sachs Online Savings is the stronger pick of the two, with a money8020 score of 96/100 versus 94. Choose the Vio Bank High Yield Online Savings instead if savers chasing a top-of-market APY.

On aPY, the Marcus by Goldman Sachs Online Savings shows 3.50% versus the Vio Bank High Yield Online Savings's 4.03%. On monthly fee, the Marcus by Goldman Sachs Online Savings shows $0 versus the Vio Bank High Yield Online Savings's $100. On minimum balance, the Marcus by Goldman Sachs Online Savings shows $0 versus the Vio Bank High Yield Online Savings's Yes. Both figures are reflected in the money8020 score above; confirm current terms with each provider before deciding. This is not financial advice.

FAQ

Marcus by Goldman Sachs Online Savings vs Vio Bank High Yield Online Savings: FAQ

Is the Marcus by Goldman Sachs Online Savings or the Vio Bank High Yield Online Savings better?

By our scoring, the Marcus by Goldman Sachs Online Savings edges ahead with a money8020 score of 96/100 versus 94. The Vio Bank High Yield Online Savings can still be the better fit if savers chasing a top-of-market APY.

What is the main difference between the Marcus by Goldman Sachs Online Savings and the Vio Bank High Yield Online Savings?

On aPY, the Marcus by Goldman Sachs Online Savings offers 3.50% while the Vio Bank High Yield Online Savings offers 4.03%. Review the full table above and confirm current terms with each provider. This is not financial advice.