Schwab Intelligent Portfolios vs SoFi Robo Investing
Side by side on the numbers that decide it. The money8020 Score already weighs these — this is the receipts.
CS Schwab Intelligent Portfolios Charles Schwab 81/100 | money8020 pick S SoFi Robo Investing SoFi 84/100 | |
|---|---|---|
| Tier | Strong | Strong |
| Advisory fee | 0% | 0.25% |
| Account minimum | $5,000 | $50 |
| Cash allocation | Required | — |
| Protection | SIPC | — |
| Annual fee | — | — |
| Best for | Cost-conscious investors who can meet the $5,000 minimum | Hands-off investors who want automated portfolio management |
| View profile | View profile |
Which should you choose: the Schwab Intelligent Portfolios or the SoFi Robo Investing?
The SoFi Robo Investing is the stronger pick of the two, with a money8020 score of 84/100 versus 81. Choose the Schwab Intelligent Portfolios instead if cost-conscious investors who can meet the $5,000 minimum.
On advisory fee, the Schwab Intelligent Portfolios shows 0% versus the SoFi Robo Investing's 0.25%. On account minimum, the Schwab Intelligent Portfolios shows $5,000 versus the SoFi Robo Investing's $50. Both figures are reflected in the money8020 score above; confirm current terms with each provider before deciding. This is not financial advice.
Schwab Intelligent Portfolios vs SoFi Robo Investing: FAQ
Is the Schwab Intelligent Portfolios or the SoFi Robo Investing better?
By our scoring, the SoFi Robo Investing edges ahead with a money8020 score of 84/100 versus 81. The Schwab Intelligent Portfolios can still be the better fit if cost-conscious investors who can meet the $5,000 minimum.
What is the main difference between the Schwab Intelligent Portfolios and the SoFi Robo Investing?
On advisory fee, the Schwab Intelligent Portfolios offers 0% while the SoFi Robo Investing offers 0.25%. Review the full table above and confirm current terms with each provider. This is not financial advice.