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Schwab Intelligent Portfolios vs Vanguard Digital Advisor

Side by side on the numbers that decide it. The money8020 Score already weighs these — this is the receipts.

Schwab Intelligent Portfolios
Charles Schwab
81/100
money8020 pick
Vanguard Digital Advisor
The Vanguard Group
97/100
TierStrongEssential
Advisory fee0%about 0.15%
Account minimum$5,000$100
Cash allocationRequired
ProtectionSIPC
Annual fee
Best forCost-conscious investors who can meet the $5,000 minimumHands-off investors who want automated portfolio management
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Which should you choose: the Schwab Intelligent Portfolios or the Vanguard Digital Advisor?

The Vanguard Digital Advisor is the stronger pick of the two, with a money8020 score of 97/100 versus 81. Choose the Schwab Intelligent Portfolios instead if cost-conscious investors who can meet the $5,000 minimum.

On advisory fee, the Schwab Intelligent Portfolios shows 0% versus the Vanguard Digital Advisor's about 0.15%. On account minimum, the Schwab Intelligent Portfolios shows $5,000 versus the Vanguard Digital Advisor's $100. Both figures are reflected in the money8020 score above; confirm current terms with each provider before deciding. This is not financial advice.

FAQ

Schwab Intelligent Portfolios vs Vanguard Digital Advisor: FAQ

Is the Schwab Intelligent Portfolios or the Vanguard Digital Advisor better?

By our scoring, the Vanguard Digital Advisor edges ahead with a money8020 score of 97/100 versus 81. The Schwab Intelligent Portfolios can still be the better fit if cost-conscious investors who can meet the $5,000 minimum.

What is the main difference between the Schwab Intelligent Portfolios and the Vanguard Digital Advisor?

On advisory fee, the Schwab Intelligent Portfolios offers 0% while the Vanguard Digital Advisor offers about 0.15%. Review the full table above and confirm current terms with each provider. This is not financial advice.